How to find mortgage rates under 3 percent

The mortgage refinance market is swinging as lenders are dropping rates and homeowners are eager to get on the dance floor. Just as borrowers didn’t think the low mortgage rate party could get much better, United Wholesale Mortgage announced 2.5 percent interest rates for 30-year fixed purchase mortgages and refinances.

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CARES Mortgage Assistance

A new federal law put in place two protections for homeowners with federally or Government Sponsored Enterprise (GSE)-backed mortgages. Learn more about these options and if they’re right for your situation.

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4 Smart Reasons Why You Should Do Your Own Taxes

When you get your W-2 in the mail each year, it might fill you with a bit of dread. It’s time to call your accountant, wait in line some Tuesday night in March, and pay out a hefty chunk of your refund just to get someone to type your income and taxes paid into some computer software program. It all seems like a waste of time and money, with a thankless reward of handing over a check to the government at the end of it all.

Getting married? Understand the financial implications

Getting married? Understand the financial implications

Getting married changes your financial life in profound ways. It’s not just that you’re living together or sharing expenses (you don’t need marriage to do that…), it’s that your legal and tax status changes. And while your credit rating remains individual, your future choices could be changed by what your spouse brings into the financial picture.

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5 Ways to Control Emotional Spending

Sometimes it may seem like shopping has become America’s favorite pastime. With advertising popping up everywhere—from TV to billboards to city buses— shopping seems to be everywhere. Advertisers spend billions of dollars annually convincing us that products can make us feel successful, prevent us from being bored, help us attract a partner, and a myriad of other things. With ads carefully designed to manipulate our spending habits, it’s no wonder so many people have become emotional spenders.

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