Credit Reports

If you have ever applied for a credit card, a personal loan, or insurance, there’s a file about you. This file is known as your credit report. It is full of information on where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Learn exactly what your credit report says about you and how to obtain your free copies.

Credit Scores

Your credit score is a direct result of what is listed on your credit reports. Therefore, changes to your reports, could have positive or negative consequences. Understanding what factors motivate these changes is imperative for attaining a good credit score.