FAQ – Debt Management Plans

FREQUENTLY ASKED QUESTIONS What happens after enrolling in a debt management plan program? Prior to receipt of your first scheduled monthly payment, we will send proposals to your creditors requesting … Read more

Student Loan Relief

Struggling to repay your student loans? DMCC has exciting news! We are thrilled to announce our partnership with Student Debt SolutionsTM. We understand that dealing with student loans can be … Read more

FRFCovid Landing Page

Our Services DMCC is a HUD Approved Multi-State Housing Counseling Agency that has been assisting consumers for over 20 years. Our certified counselors provide personal assistance to identify the best … Read more

Mortgage and Rental Assistance

To speak to a certified counselor, complete the application form below or call us Monday to Thursday 9:00am – 6:00pm or Friday 9:00am – 3:00pm Eastern Time at toll-free 866-724-3328. … Read more

Pre-Discharge Disclosure

Pre-Discharge Debtor Education Course Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before … Read more

Estimated DMP Timeframe

Debt management plans are generally designed to fully repay the enrolled accounts by the end of the program term. The major credit card issuers require their accounts to be paid-in-full … Read more

Make Your Move

So you’re planning to buy a home. Congratulations.         Is your credit good enough?         Do you want a fixed or adjustable rate mortgage loan?         How much money do … Read more

Thrifty Spending Issue 92

FEATURE ARTICLE:  Looking to earn extra income? Rule helps you avoid bogus business opportunity offers Maybe you’ve seen ads for stuffing envelopes or assembling crafts at home. Perhaps a company … Read more

Thrifty Spending Issue 91

FEATURE ARTICLE:   Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives The ads are on the radio, television, the Internet, even in the mail. They refer … Read more

Thrifty Spending Issue 85

FEATURE ARTICLE:  Energy Wasters in Your Home According to Maria Vargas, spokesperson for EnergyStar, a division of the Environmental Protection Agency (EPA), energy bills can differ depending on the size … Read more