Mortgage and Rental Assistance

To speak to a certified counselor, complete the application form below or call us Monday to Thursday 9:00am – 6:00pm or Friday 9:00am – 3:00pm Eastern Time at toll-free 866-724-3328.

If you have suffered a loss of income or other financial hardship as a result of the Covid pandemic or other circumstance, we may be able to help you.

DMCC has free and low cost programs to help you prevent mortgage foreclosure or rental eviction, and lower your monthly credit card payments.

The Role of Disability in Mortgage ForeclosurePast due on you home mortgage loan and facing possible foreclosure by your lender? DMCC certified housing counselors can work with your lender to obtain an affordable loan modification. If a loan modification is not possible, DMCC can help you take other actions to prevent a foreclosure. These program services are provided to you free of charge. Learn more…
An eviction moratorium without rental assistance hurts smaller landlords,  tooUnable to pay your monthly rent or utilities? There are federal and state programs currently available that will pay your past due amounts. DMCC can help you identify and apply for eligible programs. These DMCC services are also provided to you free of charge. Learn more…
How To Lower Your Credit Card Interest Rate | SmartCredit®Need to lower your monthly credit card payments? DMCC can set up a plan with your creditors to lower your interest rates and payments. Moreover, if your accounts are already past due, most creditors will report your accounts current after the first two months. Plan services are provided at low state regulated fee rates. Learn more…