Letter from the Executive Director

Dear Client,

It is with great pleasure that I can take this opportunity to tell you about DMCC’s latest accomplishment; we have recently been designated an Approved Housing Counseling Agency by the U.S. Department of Housing and Urban Development.

This means that DMCC has met certain industry standards and federal guidelines to provide housing counseling services, including budget counseling and financial management workshops. DMCC has been offering budget counseling and workshops for over 11 years; this accreditation is yet another affirmation that we do a legitimate job of helping many consumers improve their personal financial situation. It also allows us to
expand our programs to help individuals
with their housing needs.

In this regard, we have developed a new Foreclosure Prevention Program that we are now offering for free to anyone who is suffering from a financial hardship and is finding it difficult to pay their monthly mortgage. Our housing counselors will identify solutions to avoid foreclosure that meet the individual’s personal goals and, if applicable, assist the individual with obtaining a loan modification through available government programs. If you or anyone you know could benefit from this program, or to learn more about it, please call our office and ask to speak to a housing counselor.

Aside from our new housing initiatives, DMCC continues to stress the importance of education. We are constantly adding articles and materials to our website to aide in keeping you ahead of your finances and informed on the latest fiscal news. For instance, our budgeting worksheets are a good way to keep your spending in check, especially as the holiday season approaches. And, if you haven’t signed up for our free bi-weekly ezine Thrifty Spending, I encourage you to do so; it is an informative email containing useful tips to reduce your spending and save money.

Thank you for your commitment to DMCC and your continued efforts to become debt free. If there is anything we can do to serve you better, please let us know.


Phil Heinemann
Executive Director