Impulse buying makes you spend money on items you may not really need or want.
How much do you plan to spend on holiday gifts this year? If you’re anything like the average American then you’ll likely fork out nearly $900 on gifts this season. Our credit counselors warn you could end up spending a lot more if you don’t budget ahead or take advantage of deals.
Fall is here, and perhaps you’re realizing that you spent more than you intended over the summer. Time to get organized as the holidays are approaching!
While it may be tempting to wait for the new year to “start new”, don’t hold off. Start now, go ahead and take the necessary steps to overcome the financial stress you may be experiencing.
Millennials seem to be obsessed with—or at least more mindful of—their spending habits as they face crushing student loan debt, fight the notion that their frivolous spending will keep them from becoming homeowners and worry about their financial future.
Everyone knows, budgeting sounds like a bore. But it’s a very necessary step to totally owning your financial situation, and if you have no idea where your money is going every month, you might find yourself over drafting, overspending, and therefore, over-stressing. And who wants to live life like that? If you’re a budgeting beginner, here is where to start in five easy steps.
Many Americans live their daily lives without a budget, which is possibly why the average American household is over $8,000 in credit card debt.
If you’re a penny pincher but your spouse is loose with the family purse strings, money arguments may frequently erupt. Thinking of yourselves as two sides of the same coin might help you appreciate your financial differences.
If you find yourself using your savings account to pay bills or prevent your checks from bouncing, then its time to reevaluate your spending habits.
More than nine out of ten parents believe it is important for students to learn about personal finance in school, and three out of four think there should be a finance requirement to graduate from high school. Even so, 72% express at least some reluctance when it comes to talking about finances at home.1
One of the most precious assets that you are likely to possess as you progress through life is your home. Owning their own homes is something that most Americans strive for.