Thrifty Spending Issue 106

FEATURE ARTICLE:  Use Budgeting to Reduce Your Debt

Many Americans live their daily lives without a budget, possibly why the average American household is  over $8,000 in credit card debt. People in these difficult financial situations often say that the reason they have fallen upon hard times is because they do not make enough money. More money does not always solve the problem; more money often leads to more problems. The real solution to financial problems is planning, or budgeting.



MONEY SAVING TIP:   If you need to cut down on your expenses, it’s time to try coupon clippings!

A solid coupon strategy can help you save up to 30 percent off your bills, says Brad Wilson, founder of



DID YOU KNOW…there are four risky places to swipe your debit card?

Would you give a thief direct access to your banking accounts? Unfortunately, you may be doing just that by regularly using your debit card.