Letter from the Executive

Dear Client,

It is with great pleasure that I can inform you that DMCC has recently been approved by both the U.S. Department of Justice as an approved provider of bankruptcy counseling and education, and by the U.S. Department of Health and Urban Development as an approved Housing Counseling Agency. These approvals follow a long and thorough application process, which our staff worked diligently on to achieve.

As an approved provider of bankruptcy counseling and education, DMCC is able to issue the certificates required by the U.S. Trustee from all consumers filing bankruptcy in the United States. Consumers filing bankruptcy are required to receive budget counseling prior to filing and complete a personal financial management course after filing. DMCC is approved to provide both of these required services and issue consumers the completion certificates they must submit to the bankruptcy court.

DMCC’s initial approval from HUD is to provide personal budget counseling to consumers, which has always been an integral part of our charitable mission. Over the next few months, several members of the DMCC staff will be trained in additional housing areas in order to expand our HUD approved services. These new services will include pre-purchase home buying counseling, reverse mortgage counseling and home mortgage loss mitigation.

Recognition by these government agencies as approved providers of their regulated services is a significant accomplishment for which we should all be proud. However, we truly hope that as existing clients of DMCC, you will never need most of these new services.


Phil Heinemann
Executive Director