Educational Guides and Brochures

DMCC publishes educational guides and brochures on a variety of financial topics. All materials are written by DMCC employees and provided to consumers free of charge at seminars and upon request.


Debt Repayment Options (Options for the Repayment of Your Unsecured Debt)

This guide provides an overall  review of 6 major options generally available to consumers to eliminate their credit cards and other unsecured debts. Consumers struggling to repay their debts and looking for help, should find the reviews of Debt Management Plans, Debt Settlement Programs and Bankruptcy helpful in choosing the option that is best for them.

Personal Budgeting Booklet and CD (A Guide For Creating and Managing Your Personal Budget)

This educational booklet was designed to be a simple guideline that consumers may follow to create a monthly budget, particularly for the first time. It includes 5 basic steps to create a budget, including tips, forms and spending guidelines to help the user with the process. For computer savvy consumers, the booklet includes a CD with electronic spreadsheet versions of the printed forms, as well as other helpful spreadsheets to help consumers manage their personal finances.

Credit Counseling (An Option for the Repayment of Unsecured Consumer Debt)

This guide provides an in depth understanding of Debt Management Plans as an option for consumers who need help repaying their credit cards and other unsecured debts, including requirements, benefits, and who should consider them.

Credit Essentials (An Easy to Understand Guide to Managing your Credit)

This guide provides information about a wide variety of financial topics designed to provide consumers a basic understanding of credit, money management and debt. Topics include credit scores, identity theft, balancing a checkbook, credit cards and budgeting, among others.



Credit Scores

Facts about credit scores; who uses them, how they are calculated, and factors affecting them.

Credit Reports

Your credit reports; what do they contain, who sees them, and how to get a free copy.

Student Loans; Repayment Options

Options for the repayment of student loans; where to get help, available repayment plans, and federal resources.

Debt Management Plan (DMP)

General information about debt management plans; benefits, how they work and FAQs.

Privacy & Identity Theft

Information to protect your identity; how to avoid theft and what to do if it happens.

DMCC Programs and Services

A comprehensive listing of the programs and services available from DMCC.


If you would like us to send you any of the publications listed, contact our Education Department at toll-free 866-619-3328 or email your request to