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# Debt Management Credit Counseling Corp.

Nonprofit Debt Consolidation | Credit Counseling

## Sitemaps

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## Posts

- [National Do Not Call Registry](https://www.dmcccorp.org/national-do-not-call-registry/) - Are you tired of getting telemarketing calls at all hours of the day on your cell phone, or at night when you are trying to relax? There is a way to eliminate most of these calls completely by registering your numbers with the National Do Not Call Registry. The National Do Not Call Registry gives
- [DMCC Announces Get Out of Debt Sweepstakes](https://www.dmcccorp.org/dmcc-announces-get-out-of-debt-sweepstakes/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), announces sweepstakes to win $500 towards credit card, student loan or payday loan accounts. Individuals must "Like" the DMCC Facebook page at http://www.facebook.com/dmcconline1 and meet other requirements to be eligible to win. DMCC also provides individuals debt management plans to lower credit card interest rates
- [Debt Relief Options When Budgeting is Not Enough](https://www.dmcccorp.org/debt-relief-options-when-budgeting-is-not-enough/) - If you are struggling to pay your credit cards or other unsecured debts each month and you simply to do not have sufficient income to balance your budget, there are three primary options that may provide you the relief you need. Debt Management Plans (DMPs) DMPs are offered by your creditors through authorized credit counseling
- [Raising Your Credit Score](https://www.dmcccorp.org/raising-your-credit-score/) - Let's face it, now a days, a high credit score isn't easy to achieve. Not only do you have to master the basics — maintaining positive payment history and a low debt to credit ratio, but in order to be part of the upper echelon, you must pay attention to details as well. Knowing what
- [Avoiding Identity Theft](https://www.dmcccorp.org/avoiding-identity-theft/) - According to the Federal Trade Commission, over half a million Americans will have their identities stolen each year. The most common types of identity theft are: • Using or opening a credit card account fraudulently • Opening cell phone or utility accounts fraudulently • Passing bad checks or opening a new bank account • Getting loans in
- [Saving On Your Homeowners Insurance](https://www.dmcccorp.org/saving-on-your-homeowners-insurance/) - As with any insurance purchase, it is important to evaluate coverage and research your options to find the best coverage for your dollar. Here are some tips from the National Association of Insurance Commissioners (NAIC) to help you save money on your homeowners insurance. Shop Around Homeowners insurance can be costly, but it is necessary. The premiums charged for
- [Ways To Build Your Financial Future](https://www.dmcccorp.org/ways-to-build-your-financial-future/) - You're just out of college, starting your first job. Building long-term financial security is probably the last thing on your mind. But. young people just entering the workforce must not underestimate the importance of financial planning geared toward saving for the future. One of the best deals is an employer-sponsored retirement plan such as a 401(k)
- [Credit Report A Factor In Hiring](https://www.dmcccorp.org/credit-report-a-factor-in-hiring/) - We've come to accept that our credit history will be pulled and checked if we want to borrow money. That's fair enough. We've begrudgingly accepted that insurers set car or home insurance premiums in part based on how customers handle their credit. A growing number of people affected by record joblessness and foreclosure rates nationwide
- [What Is A Credit Score?](https://www.dmcccorp.org/what-is-a-credit-score/) - A credit score is a number lenders use to help them decide: "If I give this person a loan or credit card, how likely is it I will get paid back on time?" The score is generated through statistical models using elements from your credit report. However, your score is not physically stored as part of your credit
- [Get Out of Debt](https://www.dmcccorp.org/get-out-of-debt/) - Getting out of debt is a great concern for Americans today. Those who suffer from extreme debt often feel like there is no way out of their situation, but the reality is that with careful planning even those in the direst circumstances can look forward to a debt-free tomorrow. There are many different options for
- [Have a Teen Driver? Learn How to Save Money on Insurance](https://www.dmcccorp.org/have-a-teen-driver-learn-how-to-save-money-on-insurance/) - Did you know that adding a teen to a car insurance policy could increase premiums from 100 percent to 355 percent, even if the teen is just driving the family minivan? There are several different ways to get lower premiums for your teenagers. Many insurance companies offer online tutorials that they can take and, if passed, companies will provide
- [Teach Children Early About Money](https://www.dmcccorp.org/teach-children-early-about-money/) - Just as with many other life lessons you will teach your kids, it is important to instill sound money management principles in children. As you attempt to instill other good habits in your youth, do not ignore a vital ingredient: financial awareness. Many children grow to adulthood, lacking the skills and ability to handle money.
- [Deal With Your Debt](https://www.dmcccorp.org/deal-with-your-debt/) - If you are one of the millions of Americans out of work, and your cash flow has been impacted dramatically, there are several things you should do especially if you are carrying large credit card balances. If you know you will be going delinquent on your payments, you should stop using your credit cards immediately,
- [Start Fresh After Bankruptcy](https://www.dmcccorp.org/start-fresh-after-bankruptcy/) - Getting back on your feet following bankruptcy can be a very difficult task. You’ll be starting from scratch. It's critical to your future financial success to make sure you don't make the same mistakes . To ensure you make a “fresh” start, you need to think and analyze your previous spending habits. What really lead
- [Finding A Credit Counselor](https://www.dmcccorp.org/finding-a-credit-counselor/) - Reputable credit counseling organizations advise people on managing money, bills and debts, and help them develop a budget.
- [Hybrid Cars: Cheap Transportation?](https://www.dmcccorp.org/hybrid-cars-cheap-transportation/) - Maybe you want to do your part for the environment. Perhaps, you want a more economical way to travel since gasoline prices are on the rise. Or, you may want to purchase a vehicle that rewards you with federal tax incentives. Regardless of your reason for purchasing a hybrid vehicle, you need to do research and make sure
- [Should You Refinance?](https://www.dmcccorp.org/should-you-refinance/) - Interest rates have fallen so much, it may seem like a no brainer to refinance your home mortgage. The decision to refinance your mortgage isn't one that should be taken lightly. Before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be
- [Save Your Money](https://www.dmcccorp.org/save-your-money/) - Saving money is one of the single most important steps to achieving most of your financial goals in life and becoming financially sound. The sooner you begin to save, the better of you will be. Having a savings in place can also serve as a form of protection during a financial crisis such as job
- [Goal Setting Your Way Out Of Debt](https://www.dmcccorp.org/goal-setting-your-way-out-of-debt/) - Whatever debt relief solution you decide to embark upon, goal setting is an important component in the success of your venture.
- [Don't Succumb To Financial Stress](https://www.dmcccorp.org/dont-succumb-to-financial-stress/) - Financial stress is common if you are facing economic distress as a result of a lost job, divorce, death in the family, or being over your head in debt. This can lead to feelings of insecurity, fear, anxiety, anger, and depression. These feelings can cause you to continue to make poor money management decisions. These
- [Reduce Debt By Taking Charge](https://www.dmcccorp.org/reduce-debt-by-taking-charge/) - Getting out of debt and staying out of debt is not easy. If you've already amassed a fair amount of debt and are thinking it will be impossible to ever get out from under it all, don't despair, you can learn how to stop incurring new debt and take charge of your life. The first
- [Budgeting Basics](https://www.dmcccorp.org/budgeting-basics/) - A budget, or spending plan, is the best way to get control of spending and review if your money is used the way that will benefit you best. Managing money is a skill, and like most skills it requires a bit of discipline and lots of practice. Step 1: Journalize Your Spending Using a spending diary can
- [Bankruptcy](https://www.dmcccorp.org/bankruptcy/) - courtesy of http://online-bankruptcy-lawyer.com/ The thought of personal bankruptcy is very frightening, however over 5.4 per 1,000 people have filed for bankruptcy last year, and this rate has been growing at an average of nearly 7 percent. Researchers have determined that the primary cause of personal bankruptcy is uncontrollable levels of consumer debt oftentimes coupled with an
- [Are You Buying A Lemon?](https://www.dmcccorp.org/are-you-buying-a-lemon/) - Buying a vehicle can be both a stressful and rewarding experience, especially if you plan on purchasing a used vehicle. Even if you get great financing and find the exact car you want with all the extras, there is still a chance that the car may not be as reliable as you hoped. To avoid any future headaches,
- [Advice For Dealing With Creditors](https://www.dmcccorp.org/advice-for-dealing-with-creditors/) - At one time or another, all of us have forgotten to pay a bill or fallen behind on payments to credit cards, mortgages, autos, medical bills, or other situations involving bills. We have all therefore been contacted by a bill collector, ether through the mail or telephone call. Some these calls and correspondence can become
- [Automobiles: Buying vs. Leasing](https://www.dmcccorp.org/automobiles-buying-vs-leasing/) - There are many things to consider when deciding whether to buy or lease your next new automobile. To help you decide, we are reprinting an excerpt from www.leaseguide.com, with their permission. This website will give you the answers and information necessary for you to make an educated and informed decision. Leases and loans are simply two different methods
- [Facts About Debit Cards](https://www.dmcccorp.org/facts-about-debit-cards/) - Debit cards also known as check cards, ATM cards, and express checking cards can be used to withdraw cash from your bank account via ATM and make purchases without using credit. They look similar to a credit card and work by taking the money directly out of your bank account. Two types of Debit Cards A traditional debit
- [Use Budgeting To Reduce Debt](https://www.dmcccorp.org/use-budgeting-to-reduce-debt/) - The real solution to financial problems is planning, or budgeting, to eliminate wasteful spending habits.
- [Organize Your Finances And Do Your Research](https://www.dmcccorp.org/organize-your-finances-and-do-your-research/) - If you are considering debt consolidation or consumer credit counseling agencies for credit help, start by getting your act together. Organize your finances and do your research. You will begin to learn the skills you need to fix your money problems and avoid getting in this situation again. Your active participation is key in the
- [Car Insurance](https://www.dmcccorp.org/car-insurance/) - courtesy of http://www.car-insurance-usa.com Congratulations, you have just purchased the car of your dreams; you worked a great deal, now it is time to insure it. Car insurance is mandatory in all states, and must be maintained throughout ownership. Insurance quotes can vary from company to company, and there are a few factors that you can control,
- [Credit Card Balance Transfers, the Pros and Cons](https://www.dmcccorp.org/credit-card-balance-transfers-the-pros-and-cons/) - Most people with credit cards know the term balance transfer. They may have even been enticed by an offer in the mail. To those with an enormous amount of debt, it may seem counter-intuitive to get another credit card. But in the slowing economy, balance transfers can lower monthly expenses and play an important role in personal
- [Avoiding Bank Fees](https://www.dmcccorp.org/avoiding-bank-fees/) - Watch Out for Those Overdraft Charges Have you ever looked at your bank statement and felt like screaming at the top of your lungs? Do you feel like you are throwing money out the window? Maybe you purchased an item for $197.99 and you have $197.85 in your checking account. Congratulations, you have mastered the art of bouncing
- [Ways People Waste Money](https://www.dmcccorp.org/ways-people-waste-money/) - Wasting money is not only detrimental to your overall financial well being, it’s irresponsible. Your house and living expenses make up the major portion of your personal budgeting plan. If you are not careful, they will leave you with little or no money to build financial security, or play with. Just like spending cash unnecessarily,
- [Make Getting Out Of Debt Your #1 Priority](https://www.dmcccorp.org/make-getting-out-of-debt-your-1-priority/) - Although it is extremely easy to get into massive amounts of debt very quickly, it takes time, discipline, and commitment to get out of debt. You have to make a life-changing decision that you no longer wish to be in debt because getting out of debt is going to affect every area of your life.
- [Things To Know About Debt Consolidation](https://www.dmcccorp.org/things-to-know-about-debt-consolidation/) - Debt consolidation is a way to collect all your individual debts and lump them into a single loan. It works well to combine overdraft, credit card, and automobile loans. By consolidating your debt you only make one payment to one creditor. Usually, you can negotiate better terms, a lower interest rate, and quicker payoff times.
- [The 4 Steps to Budget Your Paycheck Starts Today!](https://www.dmcccorp.org/the-4-steps-to-budget-your-paycheck-starts-today/) - Why budget your paycheck today? It is important to manage your money. It enables you to meet your monthly financial obligations on time. Managing your finances also help increase your capability to save for your retirement, education funds or by simply having extra sitting in the bank. Budgeting your paycheck is an art. It is
- [Credit Card Debt Relief Act 2010](https://www.dmcccorp.org/credit-card-debt-relief-act-2010/) - The Credit Card Debt Relief Act 2010 provides protection for consumers who enter into a debt settlement program.
- [Bankruptcy Facts](https://www.dmcccorp.org/bankruptcy-facts/) - While bankruptcy may be a life vest for most people drowning in debt, choosing to file is never an easy decision. For some financially distressed debtors, bankruptcy may not always be the best option. Several events can cause individuals to lose control of their financial situation. Divorce, job loss, lawsuits, foreclosures or credit card debt can drive a
- [Budget + Investment = Reward](https://www.dmcccorp.org/budget-investment-reward/) - If you find yourself using your savings account to pay bills or prevent your checks from bouncing, then its time to reevaluate your spending habits. This may seem like a difficult task at first, but after a short period of time, saving money should become a breeze. To better reap the rewards of a savings account, update your budget
- [Avoid Impulse Buying](https://www.dmcccorp.org/avoid-impulse-buying/) - Impulse buying makes you spend money on items you may not really need or want. It is buying something that isn’t within budget or a part of a monthly spending plan. It’s a purchase that isn’t necessary, and one of the largest causes of consumer debt each year. To avoid impulse buying you need to
- [Medical Identity Theft](https://www.dmcccorp.org/medical-identity-theft/) - Could identity thieves be using your personal and health insurance information to get medical treatment, prescription drugs or surgery? Could dishonest people working in a medical setting be using your information to submit false bills to insurance companies? Medical identity theft is a twist on traditional identity theft, which happens when someone steals your personal
- [How do I obtain my free credit report?](https://www.dmcccorp.org/free-credit-reports/) - What is a credit report? If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is full of information on where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy. Credit reporting companies such
- [Consumers Are Getting Smarter About Credit Scores](https://www.dmcccorp.org/consumers-are-getting-smarter-about-credit-scores/) - These days, many consumers are becoming more conscious about the role their credit scores play in their everyday lives, but at the same time, they may not know exactly what goes into it, and what they can do to improve it.About 42 percent of consumers have checked their credit scores in the past 12 months,
- [Facts About Consumer Credit Insurance](https://www.dmcccorp.org/facts-about-consumer-credit-insurance/) - What is Credit Insurance? Credit insurance assures a loan will be repaid in the event of the death, disability or involuntary unemployment of the insured borrower. It can be taken to protect all types of consumer borrowing, including loans to finance or refinance a home. These products may be sold by credit card companies, auto dealers, finance companies,
- [Beware of Tax Identity Theft](https://www.dmcccorp.org/beware-of-tax-identity-theft/) - What is tax identity theft? It’s a fast-growing crime that costs taxpayers billions of dollars a year, and shows no signs of abating. Someone uses a taxpayer’s personal information to commit fraud on tax returns to claim refunds or for other crimes, including: Filing a fraudulent tax return using another person’s Social Security number Claiming
- [Face Your Mortgage Issues Directly and Realistically](https://www.dmcccorp.org/face-your-mortgage-issues-directly-and-realistically/) - Nobody likes to take a call from the collections department. It doesn’t matter if the call is about a credit card, a utility bill, a bounced check or anything else that may be delinquent. Avoiding the issue may seem like a good strategy to those who really hate conflict, but it is usually the worst thing you can
- [New Research: Payday loans become gateway to long-term debt](https://www.dmcccorp.org/new-research-payday-loans-become-gateway-to-long-term-debt/) - In the latest of a series of research reports, the Center for Responsible Lending (CRL) has found that payday loan customers remain indebted double the time that the Federal Deposit Insurance Corporation recommends. “Payday Loans Inc.: Short on Credit, Long on Debt” verifies how what begins as usually a two-week, small-dollar loan becomes a deepening
- [What is the Real APR on PayDay Loans?](https://www.dmcccorp.org/what-is-the-real-apr-on-payday-loans/) - Recently, several members of an online network were having a discussion about a payday loan. The payday loan company would loan someone $100, and they would have to pay $115.00 back two weeks later. What is the interest rate? (No, this isn’t a word problem on a math test!) The payday loan company said that
- [Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives](https://www.dmcccorp.org/payday-loans-equal-very-costly-cash-consumers-urged-to-consider-the-alternatives/) - Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives “I just need enough cash to tide me over until payday.” “GET CASH UNTIL PAYDAY! . . . $100 OR MORE . . . FAST.” The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans,
- [Are you in debt trouble?](https://www.dmcccorp.org/areyouindebttrouble/) - Signs that you may be in trouble with your debt! The following are indications you have a debt problem: 1. You do not have any savings. 2. You make minimum payments on your credit cards. 3. You use credit cards for things you used to buy with cash, such as groceries. 4. You use increasing
- [Check for a recall before purchasing that car!](https://www.dmcccorp.org/check-for-a-recall-before-purchasing-that-car/) - An auto recall means that a specific vehicle may not meet safety, operating or emissions standards. Recalls can be issued by the either the manufacturer or the Environmental Protection Agency (EPA), according to the Recalls website, which is provided for consumers by the government. Recalls are covered by the manufacturer at a same-make dealership free
- [Facing Foreclosure?](https://www.dmcccorp.org/facing-foreclosure/) - Scammers are targeting people having trouble paying their mortgages. Some claim to be able to “rescue” homeowners from foreclosures, while others promise to modify your loan – for a fee. The Federal Trade Commission, the nation’s consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from
- [Debt Management Credit Counseling Wins Broward County Task Force Award](https://www.dmcccorp.org/debt-management-credit-counseling-wins-broward-county-task-force-award/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit credit counseling organization (DMCC), named Member of the Year by the Broward Affordable Housing and Community Development Task Force. DMCC provides housing counseling services in Florida and New York, and debt repayment plans throughout the United States. LIGHTHOUSE POINT, FL (PRWEB) JANUARY 06, 2016 Debt Management Credit
- [Thrifty Spending: Issue 62](https://www.dmcccorp.org/issue-62/) - FEATURE ARTICLE: New Rules about Credit Decisions and Notices Starting in 2011, many credit-seeking consumers will get more information about how their credit report or credit score can impact a lender's decision to grant credit and the terms under which credit is offered. Beginning January 1, new rules from the Federal Reserve and the Federal
- [Educational Handouts and Worksheets](https://www.dmcccorp.org/educational-handouts-and-worksheets/) - Click on the links below to download our handouts and worksheets as a PDF. Get the latest PDF viewer here. Daily Expense Tracker Budget Worksheet Compound Interest Chart What You Should Know About Identity Theft How to Dispute Credit Report Errors Steps to Obtain Your Free Credit Reports
- [Thrifty Spending Issue 104](https://www.dmcccorp.org/thrifty-spending-issue-104/) - FEATURE ARTICLE: Scammers now accepting Green Dot MoneyPaks Dinah Keck didn’t realize the caller was a crook. The caller told the 70-year old, who lives near Ann Arbor, Mich., that she had won $3.5 million dollars in a lottery. All she had to do was pay $3,500 to cover administrative fees and taxes and the
- [Thrifty Spending Issue 105](https://www.dmcccorp.org/thrifty-spending-issue-105/) - FEATURE ARTICLE: Are you buying a lemon? Buying a vehicle can be both a stressful and rewarding experience, especially if you plan on purchasing a used vehicle. Even if you get great financing and find the exact car you want with all the extras, there is still a chance that the car may not be as reliable as
- [How Military Members Can Avoid Illegal, Unfair Debt Collection Efforts](https://www.dmcccorp.org/how-military-members-can-avoid-illegal-unfair-debt-collection-efforts/) - The Association of Credit Counseling Professionals – ACCPros – Offers Tips for Servicemembers With Student Loans and Other Debts Falmouth, ME (PRWEB) May 02, 2014 Members of the military face a host of enemies abroad: everything from terrorists and suicide bombers to inhospitable land and severe weather conditions. Unfortunately, back at home, many U.S. servicemembers
- [DMCC Supporting Financial Literacy Education at Port Saint Lucie Centennial High School](https://www.dmcccorp.org/debt-management-credit-counseling-supporting-financial-literacy-education-at-port-saint-lucie-centennial-high-school-2/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org) supporting financial literacy program at South Florida High School for eighth consecutive year. Florida educators in high schools and colleges are encouraged to take advantage of this service by contacting the DMCC Education Department. Lighthouse Point, FL (PRWEB) May 14, 2014 Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit
- [Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-106-feature-article/) - Use Budgeting to Reduce Your Debt Many Americans live their daily lives without a budget, possibly why the average American household is over $8,000 in credit card debt. People in these difficult financial situations often say that the reason they have fallen upon hard times is because they do not make enough money. More money
- [Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-106-did-you-know/) - …there are four risky places to swipe your debit card? Outdoor ATMs. A great place for skimming to occur. Skimming is the practice of capturing a bank customer’s card information by running it through a machine that reads the card’s magnetic strip. To avoid the risk of a skimming device, use an ATM inside a
- [Thrifty Spending Issue 106](https://www.dmcccorp.org/thrifty-spending-issue-106/) - FEATURE ARTICLE: Use Budgeting to Reduce Your Debt Many Americans live their daily lives without a budget, possibly why the average American household is over $8,000 in credit card debt. People in these difficult financial situations often say that the reason they have fallen upon hard times is because they do not make enough money.
- [Money Saving Tip](https://www.dmcccorp.org/money-saving-tip/) - If you need to cut down on your expenses, it's time to try coupon clippings! A solid coupon strategy can help you save up to 30 percent off your bills, says Brad Wilson, founder of BradsDeals.com. If you are new to the coupon world, here are some tips: 1. Stick to coupons for things you really use. Trying
- [Protecting Your Credit During the Summer Travel Season](https://www.dmcccorp.org/protecting-your-credit-during-the-summer-travel-season/) - The Association of Credit Counseling Professionals - ACCPros - offers tips on maintaining your credit rating and protecting your identity from thieves during the summer travel season. Falmouth, ME (PRWEB) June 02, 2014 During the summer it’s nice to relax and unwind, but don’t be too lax about maintaining your credit rating and protecting your
- [Report Says Debt Settlement Companies May Leave Clients Worse Off](https://www.dmcccorp.org/report-says-debt-settlement-companies-may-leave-clients-worse-off/) - Using a settlement company to help you dig out from underneath burdensome debt may sound appealing, but it may leave you worse off than when you started, according to new research. A report from the Center for Responsible Lending, a nonprofit research group, finds that consumers who sign on with for-profit debt settlement companies find their
- [Nonprofit DMCC Providing Low Cost Student Loan Help](https://www.dmcccorp.org/nonprofit-debt-management-credit-counseling-providing-low-cost-student-loan-help/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit credit counseling organization (DMCC), launches a simple to use online calculator to help borrowers quickly calculate federal student loan repayment options at no charge. The launch comes with a caution for students in debt trouble to be wary of profiteering debt relief companies charging high fees and
- [Beware of Student Loan Debt Relief Offers](https://www.dmcccorp.org/beware-of-student-loan-debt-relief-offers-and-credit-repair-deals/) - If you’re among the millions of current or former students with debt, you’ve probably been tempted to click on an ad that says, “Obama Wants to Forgive Your Student Loans!” or “Erase Default Statuses in 4 – 6 Weeks!” or some equally enticing student loan debt relief offer … available only if you click or
- [DMCC Student Loan Repayment Program Featured on Hallmark Channel](https://www.dmcccorp.org/debt-management-credit-counseling-student-loan-repayment-program-featured-on-hallmark-channel/) - The student loan repayment assistance program offered by Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit credit counseling organization (DMCC), was featured on Hallmark Channel's Home & Family Show. Harvey Warren, personal debt expert and author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, promoted low cost student loan programs from nonprofit consumer credit
- [DMCC Announces Annual Scholarship Award Winner for 2014](https://www.dmcccorp.org/debt-management-credit-counseling-announces-annual-scholarship-award-winner-for-2014/) - Debt Management Credit Counseling Corp ("DMCC") http://www.dmcconline.org, a nonprofit credit counseling organization, announces annual scholarship award to Florida Atlantic University Honors College student. DMCC has provided a scholarship award to a deserving college student for 14 consecutive years. Lighthouse Point, FL (PRWEB) December 30, 2014 Debt Management Credit Counseling Corp. ("DMCC")http://www.dmcconline.org, a nonprofit credit counseling
- [DMCC Publishes Debt Consolidation Video](https://www.dmcccorp.org/debt-management-credit-counseling-publishes-debt-consolidation-video/) - Educational video on debt consolidation plan published by Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit credit counseling organization (DMCC). Short animated video provides consumers a quick overview of a valuable repayment option to eliminate credit card and other unsecured debts. Lighthouse Point, FL (PRWEB) February 13, 2015 Debt Management Credit Counseling Corp, a nonprofit credit
- [DMCC Releases Financial Education Website to Support Financial Literacy Month](https://www.dmcccorp.org/dmcc-releases-financial-education-website-to-support-financial-literacy-month/) - To celebrate National Financial Literacy Month, Debt Management Credit Counseling ('DMCC") a nonprofit credit counseling organization, is releasing a new website, DMCC University (http://www.dmcccorp.org/edu), focusing on teaching financial literacy. Their goal is to provide consumers free ongoing education to improve their financial lives. Lighthouse Point, FL (PRWEB) April 22, 2015 Debt Management Credit Counseling announced
- [Debt Management Credit Counseling Giving Away Credit Scores and VISA Cards](https://www.dmcccorp.org/debt-management-credit-counseling-giving-away-credit-scores-and-visa-cards/) - DMCC giving away credit scores and $100 VISA cards at the Goodwill Center in Tallahassee on Dec 1st and 2nd. FL residents at least 21 years of age are eligible.
- [Thrifty Spending Issue 93: Did You Know...](https://www.dmcccorp.org/thrifty-spending-issue-93-did-you-know/) - ...It’s not good to maintain a balance of more than 30% of your limit? Lenders like to see a big gap between the amount of credit you’re using and your available credit limits. Getting your balances below 30% of the credit limit on each card can really help; getting balances below 10% is even
- [Local company provides free financial education](https://www.dmcccorp.org/local-company-provides-free-financial-education/) - Local company provides free financial education Boca Raton, FL – October 29, 2004 - Debt Management Credit Counseling Corp., a Boca Raton debt consolidation organization travels to high schools and community centers throughout South Florida to teach people financial skills for everyday life. The not-for-profit organization teaches free seminars on budgeting, wise credit card use,
- [DMCC awards scholarship to FAU honor student](https://www.dmcccorp.org/dmcc-awards-scholarship-to-fau-honor-student/) - FOR IMMEDIATE RELEASE Boca Raton corporation awards scholarship to FAU honor student Boca Raton, FL – October 29, 2004 - Debt Management Credit Counseling Corp., a not-for-profit debt consolidation corporation, presented the award of Debt Management Credit Counseling Corporation Honors Scholar to an anthropology student at Florida Atlantic University. Since 2001 DMCC has awarded the
- [Non-profit brings financial literacy to local high school students](https://www.dmcccorp.org/non-profit-brings-financial-literacy-to-local-high-school-students/) - PUBLISHED – The Boca Raton News – June 12, 2005 Boca nonprofit organization brings financial literacy to local high school students. BUSINESS NEWS Boca nonprofit organization brings financial literacy to local high school students Published Sunday, June 12, 2005 From Staff Reports Debt Management Credit Counseling Corp., a Boca Raton not-for-profit organization, has introduced
- [DMCC provides educational program](https://www.dmcccorp.org/dmcc-provides-educational-program/) - PUBLISHED – The Boca Raton News – October 10, 2005 Boca Debt Management Firm provides educational program.(Educational and Charitable Services supplies free counseling for teenagers.) BUSINESS NEWS Boca debt management firm provides educational program Educational and Charitable Services supplies free counseling for teenagers Published Monday, October 10, 2005 1:00 am by By Corey Siggins A Boca
- [FAU student snags DMCC scholarship](https://www.dmcccorp.org/fau-student-snags-dmcc-scholarship-2/) - PUBLISHED – The Boca Raton News – November 18, 2005 FAU student snags DMCC scholarship Contact: Jessica Stokes, Education and Research Coordinator jessica@dmcconline.org Published Friday, November 18, 2005 1:00 am By Nicol Jenkins Tuition, room and board and books add up quickly. For Melody Strattan, an awarded scholarship can help defer the cost. The
- [Non-profit organization brings gifts to Florence Fuller Child Development Center](https://www.dmcccorp.org/non-profit-organization-brings-gifts-to-florence-fuller-child-development-center/) - Boca Raton non-profit organization brings gifts to the economically disadvantaged children of the Florence Fuller Child Development Center. Boca Raton, FL – December 21, 2005 – Debt Management Credit Counseling Corp., a not-for-profit credit counseling agency, provided Christmas gifts for the children of Florence Fuller Child Development Center. DMCC employees participated in donating unwrapped
- [DMCC donates books to high schools students](https://www.dmcccorp.org/dmcc-donates-books-to-high-schools-students/) - Pompano Beach – DMCC donates financial literacy books to Broward County high school students on Wednesday. What: Debt Management Credit Counseling Corp (DMCC), a 501 c(3) Not-for-profit corporation donates 140 Debt, Money & Credit Concepts books, a Financial Literacy Program, to the Marketing, DECA and NFTE programs at Blanche ElyHigh School. When: Wednesday, January 18,
- [DMCC donates 300 books to Palm Beach high school](https://www.dmcccorp.org/dmcc-donates-300-books-to-palm-beach-high-school/) - FOR IMMEDIATE RELEASE Delray Beach, FL– DMCC donates 300 Financial Literacy books to Palm Beach County high school students on Monday, January 30. Debt Management Credit Counseling Corp (DMCC), a 501 c(3) Not-for-profit corporation donates 300 Debt, Money & Credit Concepts books, a Financial Literacy Program, to Atlantic High School in Delray Beach. Monday, January
- [Pennies can add up for some VBHS students](https://www.dmcccorp.org/pennies-can-add-up-for-some-vbhs-students/) - PUBLISHED – YourHub.com (Produced by Scripps Publishing) – April 17, 2006 PENNIES CAN ADD UP FOR SOME VBHS STUDENTS Vero Beach, FL – Jason Athas arrived at Vero Beach High School early. He knows his day will be filled with questions about the financial future of some young faces and he wants to make an
- [Wellington students get a crash course in financial literacy](https://www.dmcccorp.org/wellington-students-get-a-crash-course-in-financial-literacy/) - PUBLISHED – The Observer (Serving Royal Palm Beach and Wellington, Florida) May 14, 2006 Contact: Jessica Stokes, Education and Research Coordinator jessica@dmcconline.org
- [DMCC teaches in the Homeless Shelter in Broward Outreach](https://www.dmcccorp.org/debt-management-credit-counseling-teaches-in-the-homeless-shelter-in-broward-outreach/) - Pompano Beach, FL - Broward Outreach Center Debt Management Credit Counseling teaches in the Homeless Shelter in Broward Outreach
- [Winter/Spring 2012](https://www.dmcccorp.org/winterspring-2012/) - DMCC Your Guide To Debt Freedom A Quarterly Educational Publication Ways to Make Extra Income Without Much Work Seth Porges is a major world traveler, with about a dozen countries visited in the last five years. He enjoys meeting new people and learning new cultures, but now with the demands of being a
- [Spring/Summer 2011](https://www.dmcccorp.org/springsummer-2011/) - Your Guide To Debt Freedom A Quarterly Educational Publication Your Wallet: A Loser's Manual. How to protect your money, your credit record — and your sanity — if you become a victim. Consider this: Your wallet is stolen. You immediately call your bank and credit card company to report the problem, close old accounts and
- [DMCC Receives 2013 Business Partner of the Year Award From Palm Beach County School District](https://www.dmcccorp.org/debt-management-credit-counseling-receives-2013-business-partner-of-the-year-award-from-palm-beach-county-school-district/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit credit counseling organization (DMCC), receives Award for Business Partner of the Year from the School District of Palm Beach County for 2013. DMCC has been teaching financial literacy to students at the Adult Education Center in West Palm Beach for over 10 years. Lighthouse Point, FL (PRWEB)
- [Letter from the Executive Director](https://www.dmcccorp.org/letter-from-the-executive-2/) - Dear Client, It is with great pleasure that I can take this opportunity to tell you about DMCC’s latest accomplishment; we have recently been designated an Approved Housing Counseling Agency by the U.S. Department of Housing and Urban Development. This means that DMCC has met certain industry standards and federal guidelines to provide housing counseling services,
- [Client's Corner](https://www.dmcccorp.org/clients-corner-2/) - Are you or someone you know on active duty with the US Armed Forces? You are entitled to relief from the Servicemembers Civil Relief Act. Under the Act interest rate charges are to max out at 6%. The benefits do stop once the active duty is completed. GE Money Bank has changed their name to GE Capital Retail Bank
- [Fraud Alert: Text messages, pop-ups and downloads to avoid.](https://www.dmcccorp.org/fraud-alert-text-messages-pop-ups-and-downloads-to-avoid/) - Be on guard against "urgent" requests and unsolicited "deals" on the Internet. FDIC Consumer News has reported how criminals masquerading as legitimate businesses or government agencies have tricked consumers into divulging valuable personal information over the computer, phone or fax in order to drain bank accounts. Here are our latest tips for protecting against
- [Use Your Tax Refund to Improve Your Credit Scores](https://www.dmcccorp.org/use-your-tax-refund-to-improve-your-credit-scores/) - It's income tax season and many Americans have already planned what they will do with their refund check as soon as they get it. Making large purchases or taking a vacation are popular ways to spend tax money. Many consumers also use their tax refunds to pay down credit cards or other debt. Whether you
- [Students complete financial literacy program](https://www.dmcccorp.org/students-complete-financial-literacy-program/) - PORT ST. LUCIE - "Be frugal with your money," "Don't dig a hole of debt" and "There's good credit cards and bad credit cards," are all pieces of good financial advice. What makes them even better is they came from high-school students. The Allied Health Assisting students at St. Lucie West Centennial High School recently
- [Your Wallet: A Loser's Manual](https://www.dmcccorp.org/your-wallet-a-losers-manual/) - How to protect your money, your credit record — and your sanity — if you become a victim Consider this: Your wallet is stolen. You immediately call your bank and credit card company to report the problem, close old accounts and open new ones. You even remember to call the Social Security Administration to notify
- [Students complete financial literacy program](https://www.dmcccorp.org/students-complete-financial-literacy-program-2/) - PORT ST. LUCIE - "Small things add up fast" and "manage your spending" are pieces of good financial advice. What makes this advice even better is it came from high-school students. The Allied Health Assisting students at St. Lucie West Centennial High School recently completed a financial literacy program that consisted of 12 modules throughout
- [Thrifty Spending Issue 93:  Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-93-money-saving-tip/) - 5 Things you should always buy bulk So if you decide to take the plunge and sign up for the membership, you’ll want to take full advantage of the best bulk-buying opportunities these stores have to offer. Here, then, are the things you should always aim to buy in bulk. 1. Toilet paper - meets the
- [DMCC Publishes Personal Budgeting Guide for Consumers](https://www.dmcccorp.org/debt-management-credit-counseling-publishes-personal-budgeting-guide-for-consumers/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization, announces new educational booklet to help consumers prepare a monthly budget. DMCC also provides personal budget counseling and debt management plans to consumers nationwide to lower their interest rates and monthly payments on credit cards, payday loans, medical bills and collection accounts. Lighthouse Point, FL (PRWEB) May 30,
- [SLW Centennial Allied Health program teaches financial literacy to students](https://www.dmcccorp.org/slw-centennial-allied-health-program-teaches-financial-literacy-to-students/) - PORT ST. LUCIE — Recently, Governor Scott signed a bill mandating that high school students complete financial literacy training prior to graduating. Students from Mrs. Durkee and Ms. Higgins’ Allied Health Assisting classes at St. Lucie West Centennial High School in Port St. Lucie were ahead of the trend once again this year. Since 2007 these
- [Foreclosure Prevention Workshop](https://www.dmcccorp.org/foreclosure-prevention-workshop/) - WHEN: August 10, 2013 - 9AM to 3PM WHERE: Pompano Civic Center, West Banquet Room: 1801 NE 6th St Pompano Beach, FL 33060 WHAT TO EXPECT: Learn your options to avoid foreclosure. Speak One-on-One with a Certified Housing Counselor and available lenders : CHASE/ WELLS FARGO/ OCWEN / OTHER SERVICERS. Open to the Public. Call to Register 866.618.3328
- [Could Free Trial Offers Be ‘Fee’ Trial Offers in Disguise?](https://www.dmcccorp.org/could-free-trial-offers-be-fee-trial-offers-in-disguise/) - Free trial offers can be an efficient way to sample a new product or service without paying for a membership, subscription or extended service contract. Sometimes, though, if you accept a free trial offer and don’t cancel on time or according to the stated policy, you may be unintentionally agreeing to a contract to buy
- [DMCC Announces New Student Loan Debt Assistance Program](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-announces-new-student-loan-debt-assistance-program/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), announces new program to assist individuals struggling to repay their student loans. DMCC will identify available options for relief and provide assistance to implement. Individuals needing help should contact DMCC by calling 866-618-3328 or applying online at http://www.dmcccorp.org/studentloans/. Lighthouse Point, FL (PRWEB) August 29, 2012
- [DMCC Awarded Grant from TD Bank for High School Financial Literacy Program](https://www.dmcccorp.org/debt-management-credit-counseling-awarded-grant-from-td-bank-for-high-school-financial-literacy-program/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), awarded grant of $5,000 from the TD Charitable Foundation. Grant funds to be used to expand DMCC's High School Financial Literacy Program to students attending schools in low-income neighborhoods with low FCAT scores. Lighthouse Point, Florida (PRWEB) March 26, 2013 Debt Management Credit Counseling
- [DMCC Providing Seminar in Support of National Fair Housing Month](https://www.dmcccorp.org/debt-management-credit-counseling-providing-seminar-in-support-of-national-fair-housing-month/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), providing free Fair Housing Seminar in Fort Lauderdale on April 24, 2013 in support of National Fair Housing Month. Attendees will learn their rights under the Fair Housing Act and be provided personal assistance from DMCC in filing a complaint, if needed. Lighthouse Point, FL
- [DMCC Obtaining Repayment Plans For Payday Loan Borrowers](https://www.dmcccorp.org/debt-management-credit-counseling-obtaining-repayment-plans-for-payday-loan-borrowers/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), announced that is has been successfully obtaining affordable repayment plans for consumers that are struggling with payday loans for the past year. Program provides repayment plans with affordable monthly payments and suspension of collection calls. Lighthouse Point, FL (PRWEB) April 30, 2013 Debt Management Credit
- [DMCC Supporting Financial Literacy Education at Port Saint Lucie Centennial High School](https://www.dmcccorp.org/debt-management-credit-counseling-supporting-financial-literacy-education-at-port-saint-lucie-centennial-high-school/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org) supporting financial literacy program at South Florida High School for seventh consecutive year. Florida educators in high schools and colleges are encouraged to take advantage of this service by contacting the DMCC Education Department. Lighthouse Point, FL (PRWEB) May 22, 2013 Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit
- [New financial literacy requirement for students could be a boon — literally](https://www.dmcccorp.org/new-financial-literacy-requirement-for-students-could-be-a-boon-literally/) - BY FRANK CERABINO - PALM BEACH POST STAFF WRITER It turns out that when it comes to “financial literacy” I am, well, semi-literate. I learned that this week while taking an online financial literacy course offered by the Debt Management Credit Counseling Corp., a Broward County-based nonprofit company that educates state workers, college students and high school
- [Nonprofit Credit Counseling Agency Provides Gifts to Economically Challenged Children](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-provides-gifts-to-economically-challenged-children-3/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), delivered holiday gifts to the children of Florence Fuller Child Development Center (FFCDC) in Boca Raton. Every holiday season, DMCC participates in the “Adopt an Angel” charity to give a child in need a new toy. Lighthouse Point, FL (PRWEB) December 27, 2012 Debt
- [DMCC Supports Pledge to Improve Education](https://www.dmcccorp.org/1803/) - DMCC Supports the Federal Government’s Pledge to Improve Financial Education Boca Raton, FL – March 26, 2004 - Debt Management Credit Counseling Corp., a non-profit credit counseling corporation committed to educating the general public on financial issues and assisting clients who have become overextended with debt, seeks to improve financial literacy in concurrence with Federal
- [Marrying into Bad Credit](https://www.dmcccorp.org/marrying-into-bad-credit/) - PUBLISHED – The Martin County Hometown News – January 14, 2005 Marrying into Bad Credit By Ana Ribero For Hometown News The following question was asked at a recent DMCC free seminar in a Treasure Coast high school: I have great credit and recently married a man with awful credit. I’m afraid that his bad
- [Another student is awarded the DMCC scholarship](https://www.dmcccorp.org/another-student-is-awarded-the-dmcc-scholarship/) - Jupiter, FL – October 7, 2005 Debt Management Credit Counseling Corp., a not-for-profit credit counseling agency, awarded another student with the Debt Management Credit Counseling Corporation Honors Scholarship at Florida Atlantic University. DMCC has been involved in assisting students at the Harriet L. Wilkes Honors College since 2001 This year the recipient of the DMCC
- [Boca High gets a lesson in budgeting from local debt and credit counselor](https://www.dmcccorp.org/boca-high-gets-a-lesson-in-budgeting-from-local-debt-and-credit-counselor/) - PUBLISHED – The Boca Raton News – December 2, 2005Contact: Jessica Stokes, Education and Research Coordinator jessica@dmcconline.orgBoca High gets a lesson in budgeting from local debt and credit counselor. “Does anybody here have a credit card?” asked Jessica Stokes, to students attending a business systems and technology course. Boca Raton Community High School senior Dorothy Pierre- Louis
- [DMCC delivers supplies to a unit in Iraq](https://www.dmcccorp.org/dmcc-delivers-supplies-to-a-unit-in-iraq/) - Boca company delivers supplies to a unit in Iraq Employees at Debt Management Credit Counseling Corp (DMCC), a not-for-profit corporation in Boca Raton, have donated much- needed items to the 46 Engineer Battalion, a Louisiana Army Unit. This Battalion is currently stationed in Iraq. Employees have collected various items including hygiene products, clothing, food
- [FAU student is granted DMCC scholarship](https://www.dmcccorp.org/1923/) - Abacoa, FL – FAU student is granted DMCC scholarship on October 20th The 2006-2007 Debt Management Credit Counseling Corporation Honors Scholarship was awarded to Jennifer Mahle. October 20, 2006 Florida Atlantic University Honors College in Abacoa, Florida. Every year, since 2001, DMCC is honored to present financial support in the form of a scholarship to
- [Nonprofit Organization Expose Truth About Debt Relief Advertisements](https://www.dmcccorp.org/nonprofit-organization-expose-truth-about-debt-relief-advertisements/) - Nonprofit agency presents free Webinars to tell consumers the truth about debt settlement and loan modification advertisements. DEERFIELD BEACH, Fla., May 13 /PRNewswire-USNewswire Debt Management Credit Counseling Corp., a nonprofit organization ("DMCC"), today announced that it will be presenting free Webinars to inform consumers of the truth behind certain debt relief advertisements. The free Webinars
- [DMCC Supports National Consumer Protection Week](https://www.dmcccorp.org/dmcc-supports-national-consumer-protection-week/) - Deerfield Beach, FL – Free Seminars Supporting National Consumer Protection Week (3/6 – 3/12/11) Debt Management Credit Counseling Corp. (DMCC) is participating in National Consumer Protection Week (a Federal Trade Commission’s campaign) by hosting two days of free financial literacy seminars at our location. The seminars will cover an array of topics including: Budgeting smart
- [Bankruptcy Certificates to be Provided by Nonprofit Credit Counseling Agency](https://www.dmcccorp.org/bankruptcy-certificates-to-be-provided-by-nonprofit-credit-counseling-agency/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (“DMCC”), is now providing bankruptcy certificates for the pre-filing counseling and pre-discharge education required under the U.S. Bankruptcy Code. Consumers are not required to pay for the counseling or education course in advance. Open accounts are provided to attorneys to expedite the issuance of bankruptcy
- [Debt Relief Counseling and Education Provided to Consumers for Free by Nonprofit Charity](https://www.dmcccorp.org/debt-relief-counseling-and-education-provided-to-consumers-for-free-by-nonprofit-charity/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (“DMCC”), provides consumers free help assessing available options for debt relief. Certified credit counselors educate consumers on three major options for the satisfaction of unsecured debts when budgeting is not enough; debt management plans, debt settlement plans and filing bankruptcy. Consumers considering one of these
- [Financial Education Program Provided Free to Businesses by Nonprofit Charity](https://www.dmcccorp.org/financial-education-program-provided-free-to-businesses-by-nonprofit-charity/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (“DMCC”), provides businesses in the State of Florida with a custom Partner Program in order to increase employee financial education, work productivity and revenue, at no cost to the employer or their employees. Companies and providers of employee assistance programs interested in partnering with DMCC
- [Non Profit Charity Approved by HUD to Provide Budget Counseling and Financial Management Workshops](https://www.dmcccorp.org/non-profit-charity-approved-by-hud-to-provide-budget-counseling-and-financial-management-workshops/) - Debt Management Credit Counseling Corp (www.dmcconline.org), a nonprofit charitable organization (“DMCC”), has been designated an Approved Housing Counseling Agency by the U.S. Department of Housing and Urban Development. Initial housing counseling services to include budget counseling and financial management workshops. Individuals and families who are interested in creating a budget or attending a workshop, and
- [Non Profit Charity Presents Educational Seminars to Teach High School and College Students About the Wise Use of Credit](https://www.dmcccorp.org/non-profit-charity-presents-educational-seminars/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (“DMCC”), provides free seminars to support South Florida school efforts to teach students financial literacy. Focusing on teaching students the importance of credit and how it works, this educational program has been a part of DMCC’s mission since 2001. Covering everything from how credit is
- [Nonprofit Credit Counseling Agency Named Approved Adopter of National Industry Standards for Homeownership Education Counseling](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-named-approved-adopter-of-national-industry-standards-for-homeownership-education-counseling/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), has been named an Approved Adopter of the National Industry Standards for Homeownership Education and Counseling. Counseling organizations that adopt these standards use a set of guidelines for quality counseling. Individuals and families who want to be educated and counseled on homeownership can trust
- [Nonprofit Charity Provides Homeowners Free Loan Modifications to Avoid Foreclosure](https://www.dmcccorp.org/nonprofit-charity-provides-homeowners-free-loan-modifications-to-avoid-foreclosure/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit charitable organization (“DMCC”), provides free loan modification services to homeowners who are trying to avoid foreclosure. DMCC housing counselors provide homeowners with information on how to keep their homes or otherwise prevent foreclosure when their current mortgage payment has become too much; forbearance agreements, loan modifications and short
- [Nonprofit Credit Counseling Agency Publishes Free Tips to Help Consumers Prepare for Pay Cuts](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-publishes-free-tips-to-help-consumers-prepare-for-pay-cuts/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit charitable organization (“DMCC”), has published free tips for consumers to prepare for a possible pay cut. As the economic instability of our nation seems to threaten the financial well being of many individuals and families, it is essential that consumers plan for any potential reduction in their income.
- [Nonprofit Credit Counseling Agency Announces Scholarship Award](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-announces-scholarship-award/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), awards Endowed Scholarship to Ricardo Wehrhahn, a student from The Harriet L. Wilkes Honors College of Florida Atlantic University (FAU). The DMCC scholarship fund has awarded an FAU student for 11 consecutive years. The scholarship was established in 2001 to help students strive for
- [Nonprofit Credit Counseling Agency Provides Tips to Help Consumers Check Accuracy of their Credit Reports](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-provides-tips-to-help-consumers-check-accuracy-of-their-credit-reports/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), provides tips to consumers on removing common errors off their credit reports. Credit report errors can cost consumers thousands of dollars in higher interest rates and lost job opportunities. Consumers with past due credit card accounts may want to consider a debt management plan
- [Nonprofit Credit Counseling Agency Provides Gifts to Economically Challenged Children](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-provides-gifts-to-economically-challenged-children/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), delivered holiday gifts to the children of Florence Fuller Child Development Center (FFCDC) in Boca Raton. Every holiday season, DMCC participates in the “Adopt an Angel” charity to give a child in need a new toy. Toys were delivered to the center by DMCC
- [DMCC Relocates Office to Lighthouse Point, FL](https://www.dmcccorp.org/debt-management-credit-counseling-relocates-office-to-lighthouse-point-fl/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization ("DMCC"), announces new office location. New location is on a major South Florida thoroughfare and retail front, providing increased opportunity to assist local residents. DMCC provides free counseling and debt management plans to assist consumers with the repayment of their debt. Lighthouse Point, FL (PRWEB)
- [Nonprofit Charity Recognized for Providing Free Financial Literacy Seminars to Students](https://www.dmcccorp.org/nonprofit-charity-recognized-for-providing-free-financial-literacy-seminars-to-students/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (“DMCC”), receives recognition for supporting South Florida schools by teaching students financial literacy. Focusing on teaching students the importance of credit, this educational program has been a part of DMCC’s mission since 2001. Covering topics from how credit is established to how to use a
- [DMCC Awarded HUD Grant](https://www.dmcccorp.org/debt-management-credit-counseling-awarded-hud-grant/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), awarded grant of $17,366 from HUD to provide free comprehensive housing counseling to consumers in South Florida. Counseling to include pre-purchase home buying, post-purchase home ownership, foreclosure prevention and homeless services. DMCC also provides free budget counseling and assistance to consumers to repay unsecured
- [DMCC Provides Payday Loan Assistance to Consumers](https://www.dmcccorp.org/debt-management-credit-counseling-provides-payday-loan-assistance-to-consumers/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), announces new program to assist consumers struggling to repay payday loans. Program provides repayment plans with affordable monthly payments and suspension of collection calls. DMCC also approved by state to provide Florida residents a 60 day deferment of their loan payments. Lighthouse Point, FL
- [Nonprofit Credit Counseling Agency Approved by HUD to Provide Reverse Mortgage Counseling](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-approved-by-hud-to-provide-reverse-mortgage-counseling/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (“DMCC”), has been approved by HUD to provide Reverse Mortgage counseling. Reverse mortgages provide seniors the ability to obtain cash utilizing the equity in their homes. Seniors interested in pursuing an FHA reverse mortgage should contact DMCC for a free loan estimate and information. Lighthouse Point,
- [DMCC Teaching Consumers How To Increase Credit Scores](https://www.dmcccorp.org/debt-management-credit-counseling-teaching-consumers-how-to-increase-credit-scores/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), announces new program to teach consumers how to increase their personal credit scores. Credit Score Analysis program includes a simulator that enables DMCC to provide consumers a written action plan custom to their personal goals. DMCC provides the program for free to its debt management plan clients,
- [Nonprofit Credit Counseling Agency Announces New Tax Debt Help Service](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-announces-new-tax-debt-help-service/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org) a nonprofit organization (DMCC), now helping individuals repay income tax debts to the IRS. DMCC will prepare and file IRS forms to establish monthly installment agreements for 1040 filers as part of a debt management plan. Individuals needing tax debt help should call DMCC at (866) 618-3328 or submit an
- [DMCC Announces Free Help Available for South Florida Homeowners to Avoid Foreclosure](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-announces-free-help-available-for-south-florida-homeowners-to-avoid-foreclosure/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), has HUD funding available to help South Florida homeowners avoid foreclosure at no charge. DMCC will identify options available to homeowners and assist them with implementation, including preparation of loan modification documents. Interested homeowners should contact DMCC immediately at 866-618-3328 while funding and resources remain
- [DMCC Announces New Education Programs for Homebuyers](https://www.dmcccorp.org/dmcc-announces-new-education-programs-for-homebuyers/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit organization (DMCC), announces new education programs for homebuyers. Homebuyer workshops and counseling designed to meet education requirements of most financial assistance programs available to Florida residents. Online home-buying course available to consumers nationwide. Lighthouse Point, FL (PRWEB) September 13, 2012 Debt Management Credit Counseling Corp (http://www.dmcconline.org), a
- [DMCC Announces Scholarship Award](https://www.dmcccorp.org/dmcc-announces-scholarship-award/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit credit counseling organization (DMCC), announces annual scholarship award to Florida Atlantic University Honors College student. DMCC has provided a scholarship award to a deserving college student for 12 consecutive years. DMCC also provides students financial literacy education and debt management plans to assist them with the repayment
- [Nonprofit Credit Counseling Agency Providing Financial Literacy Program to South Florida High School Students](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-providing-financial-literacy-program-to-south-florida-high-school-students/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit credit counseling organization (DMCC), announced that its financial literacy program is being provided this semester to students at Monarch High School in Coconut Creek, FL. Covering several topics from how to create a budget to using credit cards wisely, this program will give Monarch students valuable skills that
- [Nonprofit Credit Counseling Agency Announces Sweepstakes Winner](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-announces-sweepstakes-winner/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit organization (DMCC), announces winner of its "Get Out of Debt" sweepstakes. DMCC paid $500 towards the winner's credit card in furtherance of its charitable mission to help consumers with their personal finances. Lighthouse Point, FL (PRWEB) December 24, 2012 Debt Management Credit Counseling Corphttp://www.dmcconline.org, a nonprofit organization (DMCC),
- [Nonprofit Credit Counseling Agency Provides Gifts to Economically Challenged Children](https://www.dmcccorp.org/nonprofit-credit-counseling-agency-provides-gifts-to-economically-challenged-children-2/) - Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), delivered holiday gifts to the children of Florence Fuller Child Development Center (FFCDC) in Boca Raton. Every holiday season, DMCC participates in the “Adopt an Angel” charity to give a child in need a new toy. Lighthouse Point, FL (PRWEB) December 27, 2012 Debt
- [DMCC Providing Homebuyer Education Workshop to South Florida Hispanic Community](https://www.dmcccorp.org/debt-management-credit-counseling-providing-homebuyer-education-workshop-to-south-florida-hispanic-community/) - Debt Management Credit Counseling Corp (DMCC) (http://www.dmcconline.org), a nonprofit organization, is providing a Spanish language homebuyer education workshop in Boca Raton on September 21, 2013. Attendees will receive credit towards completion of the homebuyer education required to qualify for various financial assistance programs. Lighthouse Point, FL (PRWEB) September 17, 2013 Debt Management Credit Counseling Corp
- [DMCC Announces Annual Scholarship Award](https://www.dmcccorp.org/debt-management-credit-counseling-announces-annual-scholarship-award/) - Debt Management Credit Counseling Corp http://www.dmcconline.org, a nonprofit credit counseling organization (DMCC), announces annual scholarship award to Florida Atlantic University Honors College student. DMCC has provided a scholarship award to a deserving college student for 13 consecutive years. Lighthouse Point, FL (PRWEB) October 31, 2013 Debt Management Credit Counseling Corp.http://www.dmcconline.org, a nonprofit credit counseling organization (DMCC),
- [DMCC and Opa-locka Community Development Corporation Providing Foreclosure Prevention Workshop for South Florida Homeowners](https://www.dmcccorp.org/debt-management-credit-counseling-and-opa-locka-community-development-corporation-providing-foreclosure-prevention-workshop-for-south-florida-homeowners/) - Debt Management Credit Counseling Corp (http://www.dmcconline.org) and Opa-locka Community Development Corporation (http://www.olcdc.org) providing Foreclosure Prevention Workshop for South Florida homeowners at St. Thomas University on February 15, 2014. Attendees will learn their options to prevent foreclosure and be provided assistance from certified housing counselors at no charge. Lighthouse Point, FL (PRWEB) February 12, 2014 Debt
- [10 Characteristics of Debt-Free People](https://www.dmcccorp.org/10-characteristics-of-debt-free-people/) - Ever wonder how someone with limited income manage to live comfortably while someone with a more desirable income manages to be under water? While some people may believe that inadequate income contributes to their mismanagement of their finances, those who desire to get out of debt and remain debt free believe in a different approach Its not
- [Thrifty Spending Issue 105: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-105-feature-article/) - Are You Buying A Lemon? Buying a vehicle can be both a stressful and rewarding experience, especially if you plan on purchasing a used vehicle. Even if you get great financing and find the exact car you want with all the extras, there is still a chance that the car may not be as reliable as you hoped.
- [Thrifty Spending Issue 105:  Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-105-money-saving-tip/) - Improving Your Credit Score From “Good” to “Excellent” Right Before Making a Big Purchase If you have good credit and you are planning to purchase a car or home, it is well worth the wait and effort to raise your credit rating. It should only take a few months to correct your score and it could
- [Thrifty Spending Issue 105: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-105-did-you-know/) - ...Fewer than 10% of all U.S. citizens nearing retirement have sufficient investment or retirement income to maintain their current lifestyle. Do you want to be in your sixties and still worried about how you’ll pay your bills in the coming years? Start saving for retirement as soon as possible to help ensure you’ll have the funds you need
- [Thrifty Spending Issue 103](https://www.dmcccorp.org/thrifty-spending-issue-103/) - FEATURE ARTICLE: What to do with your tax refund Expecting a hefty tax refund this year? You may have visions of plasma televisions and Hawaiian vacations. But with the economy locked in recession and the unemployment rate at a 25-year high, there might be more practical ways to spend the extra cash. READ MORE
- [SafeIDLock Your Credit](https://www.dmcccorp.org/safeidlock-your-credit/) - In a matter of minutes, your identity could be stolen and you could face a long road of financial problems. This is actually easy to avoid with SafeIDLock. If you have already experienced identity theft, SafeIDLock will help you restore your identity. Part of DMCC’s mission is to educate consumers on how to improve their
- [Protecting the Rights of Servicemembers](https://www.dmcccorp.org/protecting-the-rights-of-servicemembers/) - Click here for the Servicemember's Booklet
- [Protection for Military Who Rent](https://www.dmcccorp.org/additional-protections-for-military-renters/) - Both you and your landlord have rights and responsibilities. By law, your landlord is required to keep your unit in good and safe working order and to follow relevant state and local codes. When you discover that something needs to be fixed, let your landlord know about the problem immediately over the telephone or in person. Your landlord
- [Soldiers' and Sailors' Civil Relief Act Provides Umbrella of Protection](https://www.dmcccorp.org/soldiers-and-sailors-civil-relief-act-provides-umbrella-of-protection/) - American Forces Information Service If you're a reserve component service member called to active duty, you're protected by a law that can save you some legal problems and possibly some money as well. Under the provisions of the Soldiers' and Sailors' Civil Relief Act of 1940, you may qualify for any or all of the
- [Your rights regarding credit card debt under the Servicemembers Civil Relief Act](https://www.dmcccorp.org/your-rights-under-the-servicemembers-civil-relief-act/) - Frequently Asked Questions I have an existing credit card balance. Can I get any relief from the finance charges? You have rights. As a general matter, when you enter active duty, you should notify your card issuer. The maximum interest rate you can be charged on any amount you owed before entering active-duty service is 6
- [What is an active duty alert for members of the military?](https://www.dmcccorp.org/what-is-an-active-duty-alert-for-members-of-the-military/) - The Fair Credit Reporting Act allows members of the armed forces who are on deployment to place an "active duty alert" on their credit reports. This can help members of the military on active duty to prevent identity theft. The alert requires creditors to verify your identity before granting credit in your name. Identity theft
- [Pre-Deployment Tips](https://www.dmcccorp.org/pre-deployment-tips/) - You can take steps to protect your finances and credit while you’re protecting our country. Before you ship out on a military deployment, read these tips and talk with your family. Get your financial house in order Make sure your financial records are accurate and up-to-date. This means giving your husband or wife (who will be
- [Don’t Get Taken For a Ride When You Buy That Car](https://www.dmcccorp.org/dont-get-taken-for-a-ride-when-you-buy-that-car/) - In February of 2010, Undersecretary of Defense Clifford Stanley reported to the US Treasury Department that nearly three out of four military financial counselors had provided advice to service members on issues related to abusive auto financing. Pentagon officials are concerned that service members’ worries about finances, which frequently include auto loans, are having a negative impact on military
- [Scams That Target Military Personnel and Their Families](https://www.dmcccorp.org/scams-that-target-military-personnel-and-their-families/) - Scam artists who prey on members of the military and their loved ones have no shame. But there are ways to avoid getting ripped off by these heartless crooks. Never pay up-front to get a loan or a credit card You may have seen advertisements promising easy access to loans, even if you have bad credit. These
- [Thrifty Spending Issue 103: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-103-money-saving-tip/) - The ExtraBucks Rewards at CVS can be overwhelming when you first sign up, but it is one of those loyalty cards that pays off. Here's how the program works: Earn 2% cash back (in the form of ExtraBucks Rewards) on most purchases. Alcohol, tobacco and a few other products don't qualify. Earn more ExtraBucks Rewards on specially
- [Thrifty Spending Issue 103: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-103-feature-article/) - What to do with your tax refund Expecting a hefty tax refund this year? You may have visions of plasma televisions and Hawaiian vacations. But with the economy locked in recession and the unemployment rate at a 25-year high, there might be more practical ways to spend the extra cash. In past years, tax refund
- [Thrifty Spending Issue 103: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-103-did-you-know/) - ...offers to repair your credit can be a rip off? Credit repair agencies enjoy soliciting their special industry knowledge and insights, and people often assume these firms can do things that individuals can't. Consumers are led to believe that credit repair firms know loopholes in the law and that if you take advantage of these
- [Thrifty Spending Issue 102](https://www.dmcccorp.org/thrifty-spending-issue-102/) - FEATURE ARTICLE: The IRS is giving taxpayers impacted by the Boston Marathon bombing an additional three months to file their taxes. The extension automatically applies to anyone who lives in Suffolk County, Mass., which includes Boston. READ MORE MONEY SAVING TIP: Cut your food budget in half We all lead busy lives. And it's
- [Thrifty Spending Issue 102: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-102-money-saving-tip/) - Even if you don't particularly like to cook; you have to appreciate how it helps both your health and finances and you mush make an effort in this budget area. Here are the easiest ways to cut your food budget in half: Limit alcohol. It can get expensive to have a daily happy hour, so if you are
- [Thrifty Spending Issue 102: Did you know…](https://www.dmcccorp.org/thrifty-spending-issue-102-did-you-know/) - ...that your weight could determine the price of your plane ticket? Rates range from $1 to $4.16 per kilogram (2.2 pounds) based on the distance. The airline’s planes are much smaller than commercial ones – their fleet seats fewer than nine passengers per flight – and Samoa Air CEO Chris Langton says that makes minimizing weight variance more important.
- [Thrifty Spending Issue 102: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-102-feature-article/) - The IRS is giving taxpayers impacted by the Boston Marathon bombing an additional three months to file their taxes. The extension automatically applies to anyone who lives in Suffolk County, Mass., which includes Boston. To avoid catching the attention of the IRS, beware of these pitfalls. Anyone outside of Suffolk County who was impacted by
- [Thrifty Spending Issue 96: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-96-money-saving-tip/) - Things that consumers purchase that they can get for free. 1. Free checking. Plenty of banks still offer free checking accounts. Depending on where you live, SunTrust for example, offers a free plan with no minimum balance required. And you get free online and ATM service too. Check your local Wachovia and U.S. Bank to see if they have their own
- [Thrifty Spending Issue 94: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-94-money-saving-tip/) - Get a free energy audit. Many utility companies will come out to your house for free or at a nominal cost and tell you how to save money. If yours will, let them. And while they are there, ask if they have any off-peak, load-management or other savings programs. Return to Thrifty Spending Issue
- [Thrifty Spending Issue 95: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-95-money-saving-tip/) - Homeowners Insurance and Car Insurance By increasing the deductible of your policy from $500 to $1,000, you can see big decreases on your premium, says Michael Barry, vice president of media relations for Insurance Information Institute in New York. "People pay about $880 a year, so if I can knock $88 off, it's a start."
- [Thrifty Spending Issue 97: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-97-money-saving-tip/) - How to make dish washing detergent and more According to the latest government data, Americans spend an average of $659 a year on housekeeping supplies. The Bureau of Labor Statistics, which provides that figure, also says the average American earns about $787/week – which means many people are spending most of (if not more than) a week’s pay every
- [Thrifty Spending Issue 101: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-101-money-saving-tip/) - Holiday shopping can get overwhelming. Shoppers need to be prepared in order to avoid making financial mistakes this season. Here are tips to make sure this holiday does not cause debt related stress in the new year. Gifts are expensive enough as it is, the wrapping paper or gift bags don’t need to be pricey
- [Thrifty Spending Issue 99: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-98-money-saving-tip-2/) - Cool and heat your home efficiently 1. Cool your home at 78 F or warmer with the thermostat fan switched to auto. For additional savings, raise your thermostat to 82 F or warmer when you’re away. 2. Heat your home at 68 F or cooler with the thermostat fan switched to auto. To save even more,
- [Thrifty Spending Issue 100: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-100-money-saving-tip/) - Is your lunch hour becoming too expensive? Learn 7 easy ways to cut the cost of your lunch hour. 1) Stock foods that can be taken for work Grocery shop once a week, and make sure to buy plenty of things that you can bring to work. Choose a grocery store that carries foods that work
- [Thrifty Spending Issue 98: Money Saving Tip](https://www.dmcccorp.org/thrifty-spending-issue-98-money-saving-tip/) - Many restaurants and stores offer consumers discounts if only they create an account with the merchant and agree to receive promotional emails and other offers, which could equal tons of junk emails. "Today's Deals" with Karla Bowsher from moneytalksnews.com subscribes to 500 promotional emails and brands so you don't have to. She creates and organizes
- [Thrifty Spending Issue 101](https://www.dmcccorp.org/thrifty-spending-issue-101/) - FEATURE ARTICLE: Best Ways to Find Holiday Deals Online. These shopping strategies can help you save big. Sure, doing your holiday shopping on Black Friday -- the day after Thanksgiving -- is one way to score deep discounts. But if you didn't want to deal with the crowds in the stores, you can still save
- [Thrifty Spending Issue 101: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-101-feature-article/) - Best Ways to Find Holiday Deals Online. These shopping strategies can help you save big. Shop on the right days You can save money by knowing the right days to shop online. Online shopping site Extrabux.com analyzed price data on 100,000 products over a two-year period and found that prices on some items fluctuate throughout the week.
- [Thrifty Spending Issue 101: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-101-did-you-know/) - ...about the Hill-Burton Act? The Act provides that hospitals, nursing homes and other health facilities that received government money provide free or reduced-cost services to patients. If you have pending medical debt and are not able to afford it, you can check on the Health Resources and Services Administration website at http://hrsa.gov/gethealthcare/affordable/hillburton/ to see if the facility
- [Thrifty Spending Issue 100: Did You Know...](https://www.dmcccorp.org/thrifty-spending-issue-100-did-you-know/) - When an employer goes out of business, your 401(k) plan doesn’t go down the tubes with them. The company doesn’t own your 401(k) and it can’t be used to pay their debts. Any company that considered its employees’ 401(k) plan money “their property” would be guilty of theft. So, if you know of people who
- [Thrifty Spending Issue 100](https://www.dmcccorp.org/thrifty-spending-issue-100/) - FEATURE ARTICLE: Do you have adequate coverage? Do you own a clunker? Does it guzzles gas and makes strange noises. What if you got into your car, turned the key, and it made no noise. What if you had to have it towed? Now you have the expense of fixing the car, plus towing it! Did
- [Thrifty Spending Issue 100: Feature Article ](https://www.dmcccorp.org/thrifty-spending-issue-100-feature-article/) - Do you own a clunker? Does it guzzles gas and makes strange noises. What if you got into your car, turned the key, and it made no noise. What if you had to have it towed? Now you have the expense of fixing the car, plus towing it! Did you know it is more expensive if the
- [Thrifty Spending Issue 99](https://www.dmcccorp.org/thrifty-spending-issue-99/) - FEATURE ARTICLE: Speeding Ticket? How to Fight for Savings It’s a classic scenario: You’re cruising at 10 miles over the speed limit. You think you’re going with the flow of traffic when you see flashing lights in your rear view mirror. A few minutes later, you’re holding a $325 speeding ticket. READ MORE MONEY SAVING
- [Thrifty Spending Issue 99: Did You Know...](https://www.dmcccorp.org/thrifty-spending-issue-99-did-you-know/) - That You Can Save by Asking for a Home Energy Survey? Taking a free Home Energy Survey is a great way to find out the energy efficiency of your home. If you qualify, an energy xpert will inspect your home and provide valuable tips on how to maximize your home’s energy-efficiency, as well as: » Provide energy
- [Thrifty Spending Issue 99: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-99-feature-article/) - It’s a classic scenario: You’re cruising at 10 miles over the speed limit. You think you’re going with the flow of traffic when you see flashing lights in your rear view mirror. A few minutes later, you’re holding a $325 speeding ticket. The headache of dealing with a traffic ticket doesn’t necessarily go away when
- [Thrifty Spending Issue 98](https://www.dmcccorp.org/thrifty-spending-issue-98/) - FEATURE ARTICLE: Have you ever wondered if the expiration dates on foods are simply a marketing ploy or if they really mean something? The expiration date on foods is not exact science. If you want to know for sure if you should throw food out, you need to use other senses; smell it and taste
- [Thrifty Spending Issue 98: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-98-feature-article/) - Have you ever wondered if the expiration dates on foods are simply a marketing ploy or if they really mean something? The expiration date on foods is not exact science. If you want to know for sure if you should throw food out, you need to use other senses; smell it and taste it. Most
- [Thrifty Spending Issue 98: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-98-did-you-know/) - ...that cosigning on a car loan could be a huge mistake? Your close friend or relative is requesting your assistance to purchase their next vehicle. Instead of giving them money, they would like for you to cosign on their loan. Just as a reminder here are top three reasons why this could be a huge
- [Thrifty Spending Issue 97:  Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-97-feature-article/) - How to Buy Scratch-and-Dent Appliances Often, you can find great deals on brand-new appliances at scratch-and-dent sales. The trick is first finding a store that sells them, then finding an appliance with flaws that won’t affect your use. Here’s how to do that… Finding scratch-and-dent appliance stores isn’t that difficult, although it will take a
- [Thrifty Spending Issue 97: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-97-did-you-know/) - There are three items you should never buy used: Tires Edmunds.com warns that thin tread isn’t the only safety hazard for tires – old and used tires can pose a safety risk. As tires age, they lose elasticity. As a result, the tread could separate from the tire, causing an accident. Even if the tire isn’t that
- [Thrifty Spending Issue 97](https://www.dmcccorp.org/thrifty-spending-issue-97/) - FEATURE ARTICLE: How to Buy Scratch-and-Dent Appliances Often, you can find great deals on brand-new appliances at scratch-and-dent sales. The trick is first finding a store that sells them, then finding an appliance with flaws that won’t affect your use. READ MORE MONEY SAVING TIP: How to make dish washing detergent and more According
- [Thrifty Spending Issue 96](https://www.dmcccorp.org/thrifty-spending-issue-96/) - FEATURE ARTICLE: Debt Forgiveness: Is it truly forgiven or is it transferred to one's income tax? Ever settle on a debt and wonder what will happen to the amount that was not paid? For example, if a credit card debt totaling $30,000 was settled for $7,000, what happens to the remaining $23,000? Is it just forgiven or is it
- [Thrifty Spending Issue 96: Did You Know...](https://www.dmcccorp.org/thrifty-spending-issue-96-did-you-know/) - DID YOU KNOW...there are good and bad times to use your car's a/c in order to optimize your MPG? Using your car's air conditioning responsibly could increase your average gas mileage by as much as 20%. On a hot day, driving around town with the windows down feels great and studies show it also saves
- [Thrifty Spending Issue 96: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-96-feature-article/) - FEATURE ARTICLE: Debt Forgiveness: Is it truly forgiven or is it transferred to one's income tax? Ever settle on a debt and wonder what will happen to the amount that wasn’t paid? For example, if a credit card debt totaling $30,000 was settled for $7,000, what happens to the remaining $23,000? Is it just forgiven or is
- [Thrifty Spending Issue 95](https://www.dmcccorp.org/thrifty-spending-issue-95/) - FEATURE ARTICLE: Have You Bounced Yourself Out of a Checking Account? Have you tried to open a checking account and been turned down? Or, did your bank close your account? If so, you’re not alone — and it’s important to understand why this can happen, and what you can do about it. READ MORE
- [Reverse Mortgage FAQ's](https://www.dmcccorp.org/reverse-mortgage-faqs/) - What is a reverse mortgage? A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that you built up over years of making mortgage payments can be paid to you. However, unlike a traditional home equity loan or second
- [HECM for Purchase: Frequently Asked Questions](https://www.dmcccorp.org/hecm-for-purchase-frequently-asked-questions-2/) - PROPERTY What property types are eligible? Existing one-to-four unit properties where construction has been completed and the property is habitable as evidenced by local jurisdiction issuance of certificate of occupancy or its equivalent. Can a HECM for purchase be used to satisfy outstanding payment obligations associated with a land contract? Yes, if the property will
- [HECM for Purchase Frequently Asked Questions](https://www.dmcccorp.org/hecm-for-purchase-frequently-asked-questions/) - What is HECM for Purchase? HECM for Purchase allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage. What is the purpose of the program? The program was designed to allow seniors to purchase a new principal residence and obtain a reverse mortgage within a single
- [Thrifty Spending Issue 95: Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-95-feature-article/) - Have You Bounced Yourself Out of a Checking Account? How you can re-establish or maintain an account Have you tried to open a checking account and been turned down? Or, did your bank close your account? If so, you’re not alone — and it’s important to understand why this can happen, and what you can
- [Thrifty Spending Issue 95: Did you know...](https://www.dmcccorp.org/thrifty-spending-issue-95-did-you-know/) - ...that sometimes the extended warranty is not worth it? The Manufacturer's Warranty Is Often Sufficient Just about all products on the market today come with a standard manufacturer's warranty, which typically covers your purchase for one year. The majority of minor malfunctions occur within this first year, while major problems are more apt to occur
- [Thrifty Spending Issue 94:  Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-94-feature-article/) - Car Ads too good to be true? Every day consumers are bombarded with cars ads on the radio and on television that grab their attention and get them thinking about trading in their current automobile. Consumers are targeted with special finance offers such as, “no money down,” or “if you work, you qualify” Some of
- [Thrifty Spending Issue 94](https://www.dmcccorp.org/thrifty-spending-issue-94/) - FEATURE ARTICLE: Car Ads too good to be true? Every day consumers are bombarded with cars ads on the radio and on television that grab their attention and get them thinking about trading in their current automobile. Consumers are targeted with special finance offers such as, “no money down,” or “if you work, you qualify”
- [Thrifty Spending Issue 94: Did You Know...](https://www.dmcccorp.org/thrifty-spending-issue-94-did-you-know/) - ...that when you open credit cards at your favorite stores in order to get the discount, you're hurting your score? While on a shopping spree, many consumers are tempted by the discounts of 10% or 15% when they open a store credit card. They think they are saving a bundle, but many consumers may be chipping
- [Thrifty Spending Issue 93](https://www.dmcccorp.org/thrifty-spending-issue-93/) - FEATURE ARTICLE: Bottom-shelf bargains at the supermarket Lots of supermarket chains claim to bend over backward to serve their customers. But experts say consumers can serve themselves by leaning a bit forward -- to find overlooked bargains on the bottom shelves of grocery aisles. It isn't where you're likely to find imported olive tapenade or balsamic vinegar older
- [Thrifty Spending Issue 93:  Feature Article](https://www.dmcccorp.org/thrifty-spending-issue-93-feature-article/) - Bottom-shelf bargains at the supermarket Lots of supermarket chains claim to bend over backward to serve their customers. But experts say consumers can serve themselves by leaning a bit forward -- to find overlooked bargains on the bottom shelves of grocery aisles. It isn't where you're likely to find imported olive tapenade or balsamic vinegar older than
- [Thrifty Spending Issue 92](https://www.dmcccorp.org/thrifty-spending-issue-92/) - FEATURE ARTICLE: Looking to earn extra income? Rule helps you avoid bogus business opportunity offers Maybe you've seen ads for stuffing envelopes or assembling crafts at home. Perhaps a company says it can help you set up a vending business. Before you sign on the dotted line or send money to buy a business opportunity,
- [Thrifty Spending Issue 91](https://www.dmcccorp.org/thrifty-spending-issue-91/) - FEATURE ARTICLE: Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation’s consumer protection agency,
- [Thrifty Spending Issue 90](https://www.dmcccorp.org/thrifty-spending-issue-90/) - FEATURE ARTICLE: What's Behind Ads for a New Credit Identity? It Could Be ID Theft Involving Children's Social Security Numbers If your credit is less than golden, you've probably seen pitches from companies promising a fresh start. Some claim you can get a "new credit identity" by applying for credit with a nine-digit number they
- [Thrifty Spending Issue 89](https://www.dmcccorp.org/thrifty-spending-issue-89/) - FEATURE ARTICLE: Secured Credit Card Marketing Scams Secured and unsecured cards can be used to pay for goods and services. However, a secured card requires you to open and maintain a savings account as security for your line of credit; an unsecured card does not. The required savings deposit for a secured card may range
- [Thrifty Spending Issue 88](https://www.dmcccorp.org/thrifty-spending-issue-88/) - FEATURE ARTICLE: Gift Cards: Use Them Before You Lose Them Some gifts keep on giving. Others – like gift cards – can actually cost you if you don't use them within a year. If you were given a gift card over the holidays, better read on. The holiday presents have been unwrapped and most of
- [Client's Corner](https://www.dmcccorp.org/clients-corner-3/) - Arrow accounts have been sold. If you have an Arrow account and received notice of who the new collector on this debt is, contact DMCC right away at 866-619-3328. Some OneMain (formerly Citifinancial) branches have been closing. If the branch that your loan was approved has closed and you have received notice of a new payment address,
- [Letter from The Executive Director](https://www.dmcccorp.org/letter-from-the-executive-director/) - Dear Client, The new year has brought some great changes to DMCC. One of those is our new location in beautiful Lighthouse Point, FL. Unlike our previous location, our new office is a standalone building on US 1, a major South Florida thoroughfare and retail front. This new location is also only five miles from
- [Ways to Make Extra Income Without Much Work](https://www.dmcccorp.org/ways-to-make-extra-income-without-much-work/) - Seth Porges is a major world traveler, with about a dozen countries visited in the last five years. He enjoys meeting new people and learning new cultures, but now with the demands of being a full-time magazine editor in New York, this travel enthusiast has found a way to bring the world directly to his
- [Debt, Money & Credit Concepts](https://www.dmcccorp.org/debt-money-credit-concepts/) - Our current economy has many consumers worried about their finances. The media has proclaimed that perhaps the homeowners that are or may face foreclosure in the future could have avoided this financial distress by educating themselves better before acquiring their home loans. This is just one of the important issues that DMCC would like to
- [Your Guide to Preventing and Managing Overdraft Fees](https://www.dmcccorp.org/your-guide-to-preventing-and-managing-overdraft-fees/) - Avoid Overdraft Fees An overdraft can occur when you try to spend more money than you have available in your checking account. For example, let’s assume you have $40 in your account. You ask the phone company to electronically deduct $35 from your checking account to pay the bill. You now have $5 available. Next,
- [Ask DMCC](https://www.dmcccorp.org/ask-dmcc-3/) - I have been in the DMCC program for about 2 years. My credit has improved a lot and I am not to far from reaching a credit score of 700. I am trying to refinance my car because I have an interest rate of 29% on my current auto loan. I have never missed a
- [Thrifty Spending Issue 87](https://www.dmcccorp.org/thrifty-spending-issue-87/) - FEATURE ARTICLE: Audit-Proof Your Tax Return Is there really such a thing as an audit-proof tax return? A way of preparing your return to guarantee that you won't be subject to an audit? Of course not. But there certainly are ways to minimize your risk. You don't want to thumb your nose at Uncle Sam,
- [Thrifty Spending Issue 86](https://www.dmcccorp.org/thrifty-spending-issue-86/) - FEATURE ARTICLE: How to Dispute Errors on Your Credit Report Your credit report contains the following information: Where you live How you pay your bills Whether you have been sued Whether you have been arrested If you filed for bankruptcy Consumer reporting agencies sell the information to creditors, insurers, employers and other businesses that use
- [Thrifty Spending Issue 85](https://www.dmcccorp.org/thrifty-spending-issue-85/) - FEATURE ARTICLE: Energy Wasters in Your Home According to Maria Vargas, spokesperson for EnergyStar, a division of the Environmental Protection Agency (EPA), energy bills can differ depending on the size and location on your home, but the average household spends $2,200 a year. The good news is these costs can be cut dramatically. Energy Star,
- [Thrifty Spending Issue 84](https://www.dmcccorp.org/thrifty-spending-issue-84/) - FEATURE ARTICLE: You can expect more bank fees in 2012 Banks will continue to experiment with fee increases in the New Year, according to our own analysis and industry experts, as they attempt to make up billions in lost revenue due to the bad economy and new regulations. Here is some of what you can
- [Thrifty Spending Issue 83](https://www.dmcccorp.org/thrifty-spending-issue-83/) - FEATURE ARTICLE: Six tips for saving money on airfare With fees, fine print and blackout dates, locking in a low price on your plane ticket can seem impossible. We have some tips that can help cut the cost of flying, plus help organize your search for the best deal. In addition to setting up
- [Thrifty Spending Issue 82](https://www.dmcccorp.org/thrifty-spending-issue-82/) - FEATURE ARTICLE: Get rid of bank fees once and for all There's nothing worse than getting punished for doing the right thing. And that's just what happened to a mom and her 18-year-old son when he opened a checking account at a local bank in McCullom Lake, Ill. His mom encouraged him to open the
- [Thrifty Spending Issue 81](https://www.dmcccorp.org/thrifty-spending-issue-81/) - FEATURE ARTICLE: How to Get the Saver's Credit Low income workers who save for retirement using a 401(k) or IRA can earn a tax credit worth up to $1,000 for individuals and $2,000 for couples in 2011 and future years. The saver's credit can be claimed by workers whose modified adjusted gross incomes are up to $28,250 for singles, $42,375 for
- [Thrifty Spending Issue 80](https://www.dmcccorp.org/thrifty-spending-issue-80/) - FEATURE ARTICLE: Evaluating life insurance needs. Because life insurance typically becomes more expensive as we age, many people may believe they can’t afford to purchase coverage later in life. However, considering that life insurance is significantly less expensive today than it was a decade ago, you might be able to purchase new coverage and pay
- [Thrifty Spending Issue 79](https://www.dmcccorp.org/thrifty-spending-issue-79/) - FEATURE ARTICLE: What Are Some Smart Ways to Refinance? Recently, fixed mortgages were near their lowest rates in almost 30 years. And if you are one of the many people who took out mortgages in the few years prior to that, you may be wondering if you should look into refinancing. If your mortgage was
- [Thrifty Spending Issue 78](https://www.dmcccorp.org/thrifty-spending-issue-78/) - FEATURE ARTICLE: What Tax Deductions Are Still Available to Me? Tax reform measures are enacted frequently by Congress, which makes it hard for U.S. taxpayers to know which deductions are currently available to help lower their tax liability. In fact, a former head of the IRS once said that millions of taxpayers overpay their taxes
- [Thrifty Spending Issue 77](https://www.dmcccorp.org/thrifty-spending-issue-77/) - FEATURE ARTICLE: Can Social Security be garnished? If creditors and debt collectors are hounding you for money, you may wonder: Can Social Security be garnished? The answer is: It depends on who you owe money to. Banks and other financial creditors can't touch your Social Security benefits, but when the government is collecting on a
- [Thrifty Spending Issue 76](https://www.dmcccorp.org/thrifty-spending-issue-76/) - FEATURE ARTICLE: Buried under your dead relative's debt? Death is a fact of life, and when someone dies, the deceased's family naturally may wonder what will happen to his or her mortgage, auto loan, credit card bills, unpaid income taxes and other debts. The simple answer is that debts become part of the deceased's estate
- [Thrifty Spending Issue 75](https://www.dmcccorp.org/thrifty-spending-issue-75/) - FEATURE ARTICLE: 8 Things You Should Shred Right Now According to financial services consulting firm Javelin Strategies and Research, identity theft affects 11 million people a year, at a cost of $54 billion. If you don't want to become a statistic, a good place to start is to get a shredder. Shredding documents isn't just
- [Ask DMCC](https://www.dmcccorp.org/ask-dmcc-2/) - My question concerns negative things on the credit history and buying a house. I had my credit history pulled because I was thinking about buying a house. When the financial person saw it, he said that I had some bad marks and needed to take care of them. I contacted the credit card people and
- [Mission Statement/IRS Treatment of Client Payments to DMCC/Disclosure](https://www.dmcccorp.org/mission-statementirs-treatment-of-client-payments-to-dmccdisclosure/) - DMCC Mission Statement Our mission is to provide consumers education and budget counseling to improve their financial literacy and assist them in the management of their personal finances. We are committed to providing credit counseling through educational programs and materials, personal budgeting, and debt management plans to financially distressed consumers, while maintaining fiscal integrity and
- [Overdraft Programs: Consider Your Lower-Cost Alternatives](https://www.dmcccorp.org/overdraft-programs-consider-your-lower-cost-alternatives/) - The traditional overdraft programs, which may charge up to $25 or more to automatically cover purchases or transactions when you don't have enough money in your bank account, are expensive and fees can add up quickly. You can avoid overdraft charges by recording all of your account transactions, knowing your current balance, and making sure
- [Thrifty Spending Issue 74](https://www.dmcccorp.org/thrifty-spending-issue-74/) - FEATURE ARTICLE: Save now or save later? Most people have good intentions about saving for retirement. But few know when they should start and how much they should save. Sometimes it might seem that the expenses of today make it too difficult to start saving for tomorrow. It’s easy to think that you will begin
- [Thrifty Spending Issue 73](https://www.dmcccorp.org/thrifty-spending-issue-73/) - FEATURE ARTICLE: Why Purchase Life Insurance? We have all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have a family who relies on your income, then it is imperative to have life insurance protection. If you’re single
- [Thrifty Spending Issue 72](https://www.dmcccorp.org/thrifty-spending-issue-72/) - FEATURE ARTICLE: Better management of your short-term cash For the vast majority of people, it is essential to keep a portion of their assets in liquid form in order to meet monthly commitments. For example, most families have to meet their mortgage or rent payments, grocery, utility, and transportation bills out of their monthly paychecks.
- [Thrifty Spending Issue 71](https://www.dmcccorp.org/thrifty-spending-issue-71/) - FEATURE ARTICLE: A safe way to invest A relatively safe investment instrument is the traditional certificate of deposit (CD) that you may purchase from your local bank. Federally insured for up to $250,000 per depositor, per institution in interest and principal, CDs offer you a fixed interest rate for depositing your money for a specific
- [Thrifty Spending Issue 70](https://www.dmcccorp.org/thrifty-spending-issue-70/) - FEATURE ARTICLE: What advantages does a biweekly mortgage offer? One of the most precious assets that you are likely to possess as you progress through life is your home. Owning their own homes is something that most Americans strive for. Unfortunately, for the vast majority of people, one of the major drawbacks in owning a
- [Thrifty Spending Issue 69](https://www.dmcccorp.org/thrifty-spending-issue-69/) - FEATURE ARTICLE: How long will it take to double your money? Before making any investment decision, one of the key elements you face is working out the real rate of return on your investment. Compound interest is critical to investment growth. Whether your financial portfolio consists solely of a deposit account at your local bank
- [Thrifty Spending Issue 68](https://www.dmcccorp.org/thrifty-spending-issue-68/) - FEATURE ARTICLE: When to use a Credit Freeze or Credit Alert One of the strongest protection tools available to a credit consumer today is a credit freeze. Consumers have the ability to “freeze” their credit files which are provided by the 3 main credit bureaus, Equifax, Experian and TransUnion. Putting a freeze on your credit
- [Thrifty Spending Issue 67](https://www.dmcccorp.org/thrifty-spending-issue-67/) - FEATURE ARTICLE: The data they don't want you to see Despite opposition from manufacturers and some members of Congress, a new database could provide crucial safety information to consumers. For a database that some say will destroy what's left of U.S. manufacturing, SaferProducts.gov looks pretty benign. The database, which was launched March 11, includes recall notices
- [Letter from the Executive](https://www.dmcccorp.org/letter-from-the-executive/) - Dear Client, It is with great pleasure that I can inform you that DMCC has recently been approved by both the U.S. Department of Justice as an approved provider of bankruptcy counseling and education, and by the U.S. Department of Health and Urban Development as an approved Housing Counseling Agency. These approvals follow a long
- [Winter/Spring 2011](https://www.dmcccorp.org/winterspring-2011/) - 10 Things you can do to avoid fraud International scam artists use clever schemes to defraud millions of people across the globe each year, threatening financial security and generating substantial profits for criminal organizations and common crooks. They use phone, email, postal mail, and the Internet to cross geographic boundaries and trick victims into sending
- [Ask DMCC ](https://www.dmcccorp.org/ask-dmcc/) - Question: I am interested in purchasing a home and a friend of mine told me to look into bi-weekly home mortgages. Could you please explain to me the advantage of this loan over a traditional monthly mortgage? Answer: Recently banks have come up with creative ideas to help the consumer pay their mortgage on a
- [Client's Corner](https://www.dmcccorp.org/clients-corner/) - GE Money has recently acquired certain accounts from Citibank Retail USA. If you have received notice or have noticed your statement is now from GE Money and not Citibank, please forward the document or statement to DMCC to update your account. You can fax the statement to DMCC at 954-545-4510 or mail it to us at 700 W.
- [Understand the Risks and Costs of Borrowing With a Reverse Mortgage](https://www.dmcccorp.org/understand-the-risks-and-costs-of-borrowing-with-a-reverse-mortgage/) - Advice for Seniors: May 2010 update A reverse mortgage is essentially a loan against your home that you do not have to pay back for as long as you live there. It allows homeowners age 62 or older to borrow cash from the equity in their homes without having to make monthly payments. A
- [10 Things You Can do to Avoid Fraud](https://www.dmcccorp.org/10-things-you-can-do-to-avoid-fraud/) - International scam artists use clever schemes to defraud millions of people across the globe each year, threatening financial security and generating substantial profits for criminal organizations and common crooks. They use phone, email, postal mail, and the Internet to cross geographic boundaries and trick victims into sending money or giving out personal information. While con
- [Thrifty Spending Issue 66](https://www.dmcccorp.org/thrifty-spending-issue-66/) - FEATURE ARTICLE: How to spot ATM skimmers Skimmers applied to card readers (think fake card readers on top of the real ones) are designed to capture debit card magnetic stripe data, while tiny wireless cameras or overlays to existing personal identification number pads are designed to capture PIN information. Once thieves capture such data, they
- [Thrifty Spending Issue 65](https://www.dmcccorp.org/thrifty-spending-issue-65/) - FEATURE ARTICLE: Forgiven debt such as credit card settlements can trigger a tax bill Getting a tax bill after you've gone through foreclosure is like having a bucket of ice water poured over your head after someone has made off with your pants. You've lost your home and probably don't have much money, so why
- [Thrifty Spending Issue 64](https://www.dmcccorp.org/thrifty-spending-issue-64/) - FEATURE ARTICLE: Wells Fargo, Chase, SunTrust cancel debit rewards program. Wells Fargo said Friday that it will no longer offer its debit rewards program for new customers. This will go into effect March 27 at Wachovia and April 15 at Wells Fargo, while existing customers will remain unaffected for the time being. JPMorgan Chase notified existing
- [Thrifty Spending Issue 63](https://www.dmcccorp.org/thrifty-spending-issue-63/) - FEATURE ARTICLE: How to shop smart at a used car lot So how do you tell a deal from a lemon? Below is a break down of exactly what you'll find on a used car lot and provide tricks to help you find a quality vehicle at a great price. Determine the price Admittedly, used
- [Thrifty Spending Issue 47](https://www.dmcccorp.org/issue-47/) - FEATURE ARTICLE: Gearing up for the Holidays Gearing up for the holidays seems a little silly when Halloween hasn’t even arrived. The truth is the sooner you start the better you will be financially. Waiting until the last minute to do holiday shopping causes many consumers to overspend. A good way to begin preparing for gift shopping
- [Thrifty Spending Issue 48](https://www.dmcccorp.org/issue-48/) - FEATURE ARTICLE: Are You At Risk of Predatory Lending? Predatory lending is most commonly associated with mortgages, but it also affects consumers seeking other types of loans. Knowing credit and lending terminology helps to avoid misunderstanding or otherwise deceptive practices and a through list of these can be found on our website at www.dmcccorp.org. Click
- [Thrifty Spending Issue 49](https://www.dmcccorp.org/issue-49/) - FEATURE ARTICLE: Have a New Born in the Family? Here are Some Easy Ways to Save Money. As the cost of the most basic goods and services have increased with the size of the American economy, so too has the cost of raising a child. The US Department of Health & Human Services estimates the
- [Thrifty Spending Issue 50](https://www.dmcccorp.org/issue-50/) - FEATURE ARTICLE: Banking over the Internet The Internet offers the potential for safe, convenient new ways to shop for financial services and conduct banking business, any day, any time. However, safe banking online involves making good choices –decisions that will help you avoid costly surprises or even scams. If you are thinking about or already
- [Thrifty Spending Issue 51](https://www.dmcccorp.org/issue-51/) - FEATURE ARTICLE: Your credit report may be costing you money Most consumers know that negative information on their credit reports affect the offers they receive when applying for credit or the type of credit granted to them. But how far can low scores affect a consumer? What aspects other than mortgage or credit card interest rates are
- [Thrifty Spending Issue 52](https://www.dmcccorp.org/issue-52/) - FEATURE ARTICLE: Over 4.0% APR on my Checking Account? No way! Consumers frequently search through the newspapers and surf the web searching for a place to park their money and get that higher APR. Not wanting to tie their money up in a CD for 5 years to get 2.9%, or put it in a
- [Thrifty Spending Issue 53](https://www.dmcccorp.org/issue-53/) - FEATURE ARTICLE: Rent to Own Furniture and Appliances. Bad Idea! Financing furniture from a rent to own store sounds like a great idea when you're looking to fill up your home with appliances, furniture and electronics on a tight budget, but are those no-interest, no-payment offers as good a deal as they seem? Not usually.
- [Thrifty Spending: Issue 54](https://www.dmcccorp.org/issue-54/) - FEATURE ARTICLE: Be Careful When Using that Debit Card Millions of people use their debit cards every day and if you have been in line at your favorite coffee shop or fast food restaurant, you can’t help but notice people make the smallest purchases with them. All the more reason you should keep your receipt
- [Thrifty Spending: Issue 55](https://www.dmcccorp.org/issue-55/) - FEATURE ARTICLE: Could Free Trial Offers Be ‘Fee’ Trial Offers in Disguise? Free trial offers can be an efficient way to sample a new product or service without paying for a membership, subscription or extended service contract. Sometimes, though, if you accept a free trial offer and don’t cancel on time or according to the stated
- [Thrifty Spending: Issue 56](https://www.dmcccorp.org/issue-56/) - FEATURE ARTICLE: Being prepared with a will In an effort to start the new calendar year off right, it is time to think about those issues that perhaps have taken a back seat; for instance, a will. If you are an adult with assets or a parent, you need to prepare yourself for the unexpected so
- [Thrifty Spending: Issue 57](https://www.dmcccorp.org/issue-57/) - FEATURE ARTICLE: Tips for Avoiding Loan Modification Scams According to the Federal Trade Commission (FTC), these are the most prevalent scams; Lease-Back or Repurchase Scams – In this scenario, a promise is made to pay off your delinquent mortgage, repair your credit and possibly pay off credit cards and other debt. However, in order to
- [Thrifty Spending: Issue 58](https://www.dmcccorp.org/issue-58/) - FEATURE ARTICLE: Top 5 red flag items that may drive you into debt. Cosigning. When deciding if you should cosign for someone, the most important question you need to ask yourself is, “can I afford to pay for this loan?” Ultimately, if things go wrong with the original borrower, you will have to pay for
- [Thrifty Spending: Issue 59](https://www.dmcccorp.org/issue-59/) - FEATURE ARTICLE: If you’re in debt, you’re not alone. Consumer debt in America is extraordinarily high. Sometimes it’s hard to know – or admit – if you have a problem with debt. It can be overwhelming to realize that you’ve gotten in over your head, and to worry that you won’t be able to pay
- [Thrifty Spending: Issue 60](https://www.dmcccorp.org/issue-60/) - FEATURE ARTICLE: Social Networking Sites Attract Online Criminals Social networking sites are popular among consumers who keep in touch with friends and relatives by chatting online and sharing pictures, Web pages, video clips and other information. But computer hackers also visit social networking sites to install malicious software on network members’ computers, smartphones and other
- [Thrifty Spending: Issue 61](https://www.dmcccorp.org/issue-6/) - FEATURE ARTICLE: Fraud Alert: Text Messages, Pop-Ups and Downloads to Avoid Be on guard against "urgent" requests and unsolicited "deals" on the Internet FDIC Consumer New has reported how criminals masquerading as legitimate businesses or government agencies have tricked consumers into divulging valuable personal information over the computer, phone or fax in order to drain

## Pages

- [Homepage 2022.09.16](https://www.dmcccorp.org/) - Begin Your Path to Debt Freedom Today! Reduce Interest Rates, Lower your Monthly Payments and Stop Collection Calls. Certified Counselorsby. Call 866.618.3328.
- [FRFCovid Landing Page](https://www.dmcccorp.org/frfcovid/) - Free and Low Cost Programs Debt Repayment Plans Foreclosure Prevention Rent and Utility Assistance 866-314-2546 FREE QUOTE Get a Free Quote Now! First: Last: Phone: Email: Debt: Select your debt amount$5,000-$9,999$10,000-$19,999$20,000-$29,999$30,000-$39,999$40,000-$49,999$50,000-$99,999$100K - or more The Telephone Consumer Protection Act requires that you verify your email and telephone numbers. By clicking below, you
- [BALANCE REFERRALS](https://www.dmcccorp.org/balance/) - DMCC is proud to provide our Debt Management Plan services to... If you and your BALANCE counselor determine that a Debt Management Plan (DMP) may be a viable option for the repayment of your debt, BALANCE will refer you to us for assistance. Our certified counselors will review your information and provide you with a
- [Homebuyer Education](https://www.dmcccorp.org/homebuying/) - Purchasing a home is most likely going to be the greatest single financial transaction you will make in your lifetime. DMCC has certified housing counselors available to assist you in the home buying process every step of the way. Our counselors will explain the process and your available options in purchasing a home. If you
- [About](https://www.dmcccorp.org/about/) - Debt Management Credit Counseling Corp. ("DMCC") is a Florida nonprofit corporation located at 1330 SE 4th Avenue Suite F, Fort Lauderdale, FL 33316. DMCC has been recognized as a 501(c)3 public charity by the U.S. Internal Revenue Service since September 1999. The organization employs certified counselors to provide its program services, including financial education, counseling
- [Contact Us](https://www.dmcccorp.org/contact-us/) - Debt Management Credit Counseling Corp. 3310 N. Federal Highway Lighthouse Point, FL 33064 Phone: 954.418.1466
- [Money Management Counselors](https://www.dmcccorp.org/mmc/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [FSU Employees Referrals](https://www.dmcccorp.org/fsu-employees/) - In partnership with Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program or service 1. Request your credit profile 2. See current
- [Debt Reduction Program](https://www.dmcccorp.org/drp/) - Repay Only 50% of Your Debt! Our Debt Reduction Program allows qualified clients with eligible accounts1 to repay only 50% of their outstanding balances over a 36-month period with no interest or creditor fees. 50% Debt Reduction 0% Interest One Low Payment for 36 Months No Collection Calls Unlike debt settlement programs widely marketed by
- [Pre-Discharge Disclosure](https://www.dmcccorp.org/online-postbankruptcy/) - Pre-Discharge Debtor Education Course Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will
- [Pre-Bankruptcy Counseling](https://www.dmcccorp.org/online-pre-bankruptcy-counseling/) - DMCC understands that filing bankruptcy can be a difficult process. We also understand that each person seeking assistance has a unique financial situation. We have certified credit counselors who are prepared to provide you with the counseling you need. During your pre-filing counseling session a counselor will work one-on-one with you to develop a detailed
- [City of Winter Park](https://www.dmcccorp.org/winterpark/) - In partnership with Employees, Families and Friends to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program
- [Homepage 2024.08.20](https://www.dmcccorp.org/homepage-2024-08-20/) - Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees Calculate FREE Quote Schedule Call 4 Steps Away From Referring Your Creditors to DMCC 1. Verify credit profile 2. View your new monthly payment 3. Verify Budget Details 4. Authenticate your information with
- [SOFI Repayment Plans](https://www.dmcccorp.org/sofi/) - Lower Your SOFI Monthly Payments Today!
- [RealityMillionaire Referrals](https://www.dmcccorp.org/realitymillionaire/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [DebtGuru Referrals](https://www.dmcccorp.org/debtguru/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [ACF Referrals](https://www.dmcccorp.org/acf/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [Privacy Notice](https://www.dmcccorp.org/privacy-notice/) - We can be reached via e-mail at contact@dmcconline.org, or by telephone at 1-954-418-1466 For each visitor to our website, our Web server automatically recognizes only that client's domain name, but not his/her e-mail address (where possible). We collect the domain name and e-mail address (where possible) of visitors to our website, the e-mail addresses of
- [Licensing Disclosures](https://www.dmcccorp.org/disclosures/) - Arizona Debt Management Credit Counseling Corp. is NOT A LOAN COMPANY. Colorado Establishment of a plan may adversely affect the individual's credit rating or credit scores. Nonpayment of debt may lead creditor to increase finance and other charges or undertake collection activity, including litigation. Illinois Debt Management Credit Counseling Corp. does not lend money. Maryland
- [Children's Home Society of Florida](https://www.dmcccorp.org/chs/) - In partnership with Employees, Families and Friends to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program
- [Children's Home Society of Florida](https://www.dmcccorp.org/chsold/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [NFCC Referrals](https://www.dmcccorp.org/nfcc/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [City of Hollywood Referrals](https://www.dmcccorp.org/cityofhollywood/) - In partnership with Employees, Families and Friends to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program
- [City of Hollywood](https://www.dmcccorp.org/cityofhollywoodorig/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [Flag CU Referrals](https://www.dmcccorp.org/flag-credit-union/) - In partnership with Members, Employees, Families and Friends to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC
- [FLAG Credit Union](https://www.dmcccorp.org/flag-credit-union-orig/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . FLAG Credit Union Members, Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [FSU Employees](https://www.dmcccorp.org/fsu-employees-orig/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . FSU Employees Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [United Way Collier County Referrals](https://www.dmcccorp.org/unitedway/) - In partnership with to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program or service 1. Request
- [United Way Collier County](https://www.dmcccorp.org/unitedwayorig/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . UNITED WAY Clients, Family and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [Oasis Referrals](https://www.dmcccorp.org/oasis/) - In partnership with to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program or service 1. Request
- [Oasis](https://www.dmcccorp.org/oasisorig/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Employees Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational
- [NCH Healthcare Referrals](https://www.dmcccorp.org/nch/) - In partnership with NCH Healthcare System Employees, Families and Friends to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for
- [NCH Healthcare System Employee Benefits](https://www.dmcccorp.org/nchorig/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . NCH Healthcare System Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Tallahassee Memorial EAP Referrals](https://www.dmcccorp.org/tallahassee-memorial-eap/) - In partnership with to manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With DMCC's Help VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for a DMCC program or service 1. Request
- [Estimated DMP Timeframe](https://www.dmcccorp.org/dmptimeframe/) - Debt management plans are generally designed to fully repay the enrolled accounts by the end of the program term. The major credit card issuers require their accounts to be paid-in-full within 60 months (5 years), subject to minimum payment amounts that may pay off the accounts faster. When you enroll in a debt management plan
- [How Our DMP Works](https://www.dmcccorp.org/options-for-getting-out-of-debt/) - How Does Our DMP Program Work? Debt management plans are only offered to consumers who are having a difficult time paying their unsecured debts and have completed a budget counseling session with one of our certified credit counselors indicating that lower debt payments are needed. The program steps and requirements for eligible consumers are as
- [FAQ - Debt Management Plans](https://www.dmcccorp.org/my-debt-repayment-plan/) - FREQUENTLY ASKED QUESTIONS What happens after enrolling in a debt management plan program? Prior to receipt of your first scheduled monthly payment, we will send proposals to your creditors requesting debt management plan benefits for your accounts. The proposals will include your account information and a proposed lower monthly payment amount based on your account
- [Debt Management Plan Program](https://www.dmcccorp.org/debt-management-plan-program/) - DMCC offers eligible consumers the ability to lower their monthly credit card payments and consolidate them into one easy payment through its debt management plan program. Debt management plans are offered to consumers in cooperation with their creditors, who in most cases agree to reduce interest rates, eliminate past due and over-limit fees, stop collection
- [Soil & Soul Referrals](https://www.dmcccorp.org/soil-soul/) - In partnership with to mindfully manage your credit and debt. Begin your path to financial responsibility! Stop and Look (verify credit profile is accurate) Accept Things As They Are Take Action With An Informed Mind (A DMCC certified counselor can help!) VIEW YOUR CREDIT PROFILE! 3 Steps to determine if you qualify for
- [Student Loan Relief](https://www.dmcccorp.org/student-loan-relief/) - Struggling to repay your student loans? DMCC has exciting news! We are thrilled to announce our partnership with Student Debt SolutionsTM. We understand that dealing with student loans can be overwhelming, which is why we have collaborated with Student Debt Solutions to provide you with a comprehensive analysis of your loans. But that's not all
- [Debt Management Plans](https://www.dmcccorp.org/debt-management-plans/) - Our DMP takes your unsecured debts and consolidates the payments into one easy monthly payment. DMCC collects one monthly payment from you and disburses it to each of your creditors according to an agreed payment schedule. While enrolled in our DMP, most creditors cease their collection efforts, reduce interest rates and report your account as current
- [Payday Loan Repayment Plans](https://www.dmcccorp.org/pay-day-loan/) - If you have Payday Loans that you are struggling to repay or are caught up in the seemingly never ending cycle of renewing loans, DMCC can help. DMCC has had much success in setting up repayment plans of 6 to 12 months with Payday Loan lenders providing borrowers payments they can afford and relief from
- [Mortgage and Rental Assistance](https://www.dmcccorp.org/covidrelief/) - To speak to a certified counselor, complete the application form below or call us Monday to Thursday 9:00am - 6:00pm or Friday 9:00am - 3:00pm Eastern Time at toll-free 866-724-3328. If you have suffered a loss of income or other financial hardship as a result of the Covid pandemic or other circumstance, we may be
- [Credit Ugly Referrals](https://www.dmcccorp.org/creditugly/) - In partnership with to help you become debt free. Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! 4 Steps Away From Referring Your Creditors to DMCC 1. Request your credit profile 2. View your new monthly payment
- [Rental Assistance](https://www.dmcccorp.org/covidrentalrelief/) - If you are past due on your monthly housing rent or utilities, DMCC certified counselors can help you obtain funds to pay the past due amounts. Although DMCC itself does not provide such funds, our certified counselors can identify grant funds that you may be eligible for and help you apply for them. Funds are
- [DMP1 Landing Page](https://www.dmcccorp.org/dmp1/) - Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees FREE QUOTE NOW! Schedule Call 4 Steps Away From Referring Your Creditors to DMCC 1. Verify credit profile 2. View your new monthly consolidation payment 3. Verify Budget Details 4. Authenticate your information
- [FRF1 Landing Page](https://www.dmcccorp.org/frf1/) - Begin your path to debt freedom today! Reduce Interest and Save Lower and Consolidate Payments Stop Collection Calls and Fees 866-314-2546 FREE QUOTE Get a Free Quote Now! First: Last: Phone: Email: Debt: Select your debt amount$5,000-$9,999$10,000-$19,999$20,000-$29,999$30,000-$39,999$40,000-$49,999$50,000-$99,999$100K - or more The Telephone Consumer Protection Act requires that you verify your email and
- [Women's Foundation Southwest Florida](https://www.dmcccorp.org/wfsf/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Clients, Family and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of
- [VFW](https://www.dmcccorp.org/vfw/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to VFW Members and Their Families Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of
- [University of Central Florida](https://www.dmcccorp.org/ucf/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . EMPLOYEES Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [UCF Students](https://www.dmcccorp.org/ucf-students/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Students, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances.
- [TMH Federal Credit Union](https://www.dmcccorp.org/tmh-federal-credit-union/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . TMH Federal Credit Union Members, Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in
- [Time to Play Foundation](https://www.dmcccorp.org/timetoplay/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please utilize the application
- [THE WAY EDUCATION](https://www.dmcccorp.org/theway/) - THE WAY Mindfulness and Money Sponsored by The Way Please utilize the application form below to request a free credit report analysis from DMCC.
- [The Mortgage Firm](https://www.dmcccorp.org/themortgagefirm/) - The Mortgage Firm's Clients, Family and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational services and most of our counseling services are provided free of
- [The Community Network](https://www.dmcccorp.org/the-community-network/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . The Community Network Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please
- [Synergy EAP Solutions](https://www.dmcccorp.org/synergyeap/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational services and
- [Suffolk Care Collaborative](https://www.dmcccorp.org/suffolkcare/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [St. Johns Housing Partnership](https://www.dmcccorp.org/sjhp/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [Southwest Florida EAP Benefits](https://www.dmcccorp.org/swfeap/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Southwest Florida Employee Assistance Program Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in
- [SMA Behavioral Health Services Employee Benefits](https://www.dmcccorp.org/smabehavioralhealth/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . SMA Behavioral Health Services Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Seminole Tribe of Florida](https://www.dmcccorp.org/stof/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Welcome Seminole Tribe of Florida! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of
- [Reverse Mortgage Counseling](https://www.dmcccorp.org/reversemortgagecounseling/) - Approved by the U.S. Department of Housing and Urban Development (HUD), DMCC counselors can provide you with valuable information, and the individual counseling and certificate required to obtain a HECM Reverse Mortgage from the FHA. Learn More Here Reverse Mortgage Highlights - No monthly mortgage payments - Receive funds as a lump sum on in
- [Resources For Living](https://www.dmcccorp.org/rfl/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Resources for Living Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All
- [Quest](https://www.dmcccorp.org/quest/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [Piper Employee Benefits](https://www.dmcccorp.org/piper/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Piper Aircraft Employees, Families and friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of
- [Payday Loan Relief](https://www.dmcccorp.org/paydayunitedwaycc/) - United Way Collier County Friends and Family Florida residents with Payday Loans can find relief through an approved credit counseling agency like DMCC under Florida's Payday Advance Law as follows: If you cannot repay the loan on the due date, you must declare this fact to the lender on, or before, the due date; The
- [Payday Loan Help for Florida Residents](https://www.dmcccorp.org/pay-day-loan/payday-loan-help-for-florida-residents/) - Florida residents with Payday Loans can find relief through an approved credit counseling agency like DMCC under Florida's Payday Advance Law as follows: If you cannot repay the loan on the due date, you must declare this fact to the lender on, or before, the due date; The payday lender must then freeze the loan
- [PayDay Loan Help for Florida Residents](https://www.dmcccorp.org/pay-day-loan-2/payday-loan-help-for-florida-residents-2/) - Florida residents with Payday Loans can find relief through an approved credit counseling agency like DMCC under Florida's Payday Advance Law as follows: If you cannot repay the loan on the due date, you must declare this fact to the lender on, or before, the due date; The payday lender must then freeze the loan
- [PayDay Loan Help for Florida Residents](https://www.dmcccorp.org/payday-loan-4/payday-loan-help-florida-residents4/) - Florida residents with Payday Loans can find relief through an approved credit counseling agency like DMCC under Florida's Payday Advance Law as follows: If you cannot repay the loan on the due date, you must declare this fact to the lender on, or before, the due date; The payday lender must then freeze the loan
- [PayDay Loan Help for Florida Residents](https://www.dmcccorp.org/pay-day-loan-3/payday-loan-help-for-florida-residents-3/) - Florida residents with Payday Loans can find relief through an approved credit counseling agency like DMCC under Florida's Payday Advance Law as follows: If you cannot repay the loan on the due date, you must declare this fact to the lender on, or before, the due date; The payday lender must then freeze the loan
- [PayDay Loan Assistance](https://www.dmcccorp.org/payday-loan-4/) - If you have Payday Loans that you are struggling to repay or are caught up in the seemingly never ending cycle of renewing loans, DMCC can help. DMCC has had much success in setting up repayment plans of 6 to 12 months with Payday Loan lenders providing borrowers payments they can afford and relief from
- [PAYCHEX](https://www.dmcccorp.org/paychex/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Employees, Family and Friends Welcome! DMCC is a nonprofit 501(c)3 credit counseling organization. We are committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit counselors
- [Pay Day Loan Assistance](https://www.dmcccorp.org/pay-day-loan-2/) - If you have Payday Loans that you are struggling to repay or are caught up in the seemingly never ending cycle of renewing loans, DMCC can help. DMCC has had much success in setting up repayment plans of 6 to 12 months with Payday Loan lenders providing borrowers payments they can afford and relief from
- [Pay Day Loan Assistance](https://www.dmcccorp.org/pay-day-loan-3/) - If you have Payday Loans that you are struggling to repay or are caught up in the seemingly never ending cycle of renewing loans, DMCC can help. DMCC has had much success in setting up repayment plans of 6 to 12 months with Payday Loan lenders providing borrowers payments they can afford and relief from
- [Partner Services Template](https://www.dmcccorp.org/partner-services/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Tallahassee Memorial Healthcare EAP Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Paramount Funding Partners](https://www.dmcccorp.org/paramount/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . Paramount Funding Partners Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. If you
- [Orange County Health Department Employee Benefits](https://www.dmcccorp.org/orange-county-health-department/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Orange County Health Department Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Northwestern Mutual](https://www.dmcccorp.org/northwesternmutual/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please utilize the
- [New York Life](https://www.dmcccorp.org/nylife/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . New York Life Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please
- [Military Personnel](https://www.dmcccorp.org/military/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to our Nation's . . . Military Personnel and Their Families Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [Loan Qualification Assistance](https://www.dmcccorp.org/loan-qualification-assistance/) - If you have been denied a loan, or offered a loan with unfavorable terms, DMCC can help you improve your credit worthiness and qualify for loans on more beneficial terms. As a HUD Approved Housing Counseling Agency, DMCC has helped many individuals and families qualify for home mortgages and other loans. Our Loan Qualification Assistance
- [Loan Modifications](https://www.dmcccorp.org/loan-modifications/) - If you have a financial hardship and are struggling to pay your home mortgage payment, this program is for you. DMCC will provide you with an understanding of your available solutions and a recommended plan of action that meets your personal goals. If appropriate, DMCC will prepare and submit a loan modification package to your
- [LISC](https://www.dmcccorp.org/lisc/) - Referral Page
- [Lighthouse Agency Inc](https://www.dmcccorp.org/lighthouse-agency-inc/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Lighthouse Agency, Inc. Members, Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Klaus Sinn Real Estate Galleria](https://www.dmcccorp.org/klaus-sinn/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Klaus Sinn Real Estate Galleria Team Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your
- [HomeSmart New York](https://www.dmcccorp.org/homesmartny/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please utilize the application
- [Homepage Old](https://www.dmcccorp.org/home/) - NonProfit Debt Consolidation - DMCC
- [Health Advocate](https://www.dmcccorp.org/healthadvocate/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational
- [Hamilton Group Funding](https://www.dmcccorp.org/closewithus/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . The CloseWithUs Team Customers at Hamilton Group Funding Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management
- [Hallmark Channel Feature](https://www.dmcccorp.org/sl-hallmark/) - Personal debt expert and author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, Harvey Warren, promotes DMCC student loan services on The Hallmark Channel! Contact DMCC today and find out what your options are for relief.
- [HACFL](https://www.dmcccorp.org/hacfl/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit and housing counseling services to . . . Housing Authority City of Fort Lauderdale Participants, Family and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist
- [Gehring Group](https://www.dmcccorp.org/gehring-group/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [FSU Students](https://www.dmcccorp.org/fsu-students/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . FSU STUDENTS Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [FSU Faculty](https://www.dmcccorp.org/fsu-faculty/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . FSU FACULTY Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of
- [Florida Rural Legal Services](https://www.dmcccorp.org/flrls/) - Florida Rural Legal Services, Inc. Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational services and most of our counseling services are provided free of charge. Other
- [Florida Department of Health](https://www.dmcccorp.org/florida-department-of-health/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Florida Department of Health Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the
- [Five Rings Financial](https://www.dmcccorp.org/fiveringspt/) - A Debt Management Credit Counseling Corp. orgulha-se de fornecer nossos serviços de aconselhamento de crédito para. . . Sejam Bem vindos! A DMCC é uma organização 501c3 sem fins lucrativos. Nosso objetivo é fornecer educação, aconselhamento e outros serviços para melhorar sua vida financeira e ajudá-lo no gerenciamento de suas finanças pessoais. Todos os nossos
- [Financial Educators Federal Credit Union](https://www.dmcccorp.org/financial-educators-federal-credit-union/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Financial Educators Federal Credit Union Members, Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you
- [Department of Environmental Protection](https://www.dmcccorp.org/department-of-environmental-protection/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Department of Environmental Protection Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances.
- [Department of Corrections](https://www.dmcccorp.org/fl-corrections/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Florida Department of Corrections Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All
- [DEP Orlando Employee Benefits](https://www.dmcccorp.org/dep-employee-benefits/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Florida Department of Environmental Protection Orlando Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you
- [DEP Jacksonville Employee Benefits](https://www.dmcccorp.org/dep-jacksonville-employee-benefits/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to the . . . Florida Department of Enviromental Protection Jacksonville Employees, Families and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in
- [Debt Settlement](https://www.dmcccorp.org/ds/) - Debt settlement, also known as debt negotiation, is a means of debt relief in which the consumer and creditor agree on a reduced balance that will be regarded as payment in full. Debt settlement is only possible for unsecured debts such as credit cards and medical bills where the creditor is unable to seize or
- [Debt Management Plans](https://www.dmcccorp.org/dmpcbs46/) - Why Choose DMCC? Certified Credit Counselors Daily Disbursement of Payments Licensed, Bonded and Insured Certified Quality Service Access to Account Information 24/7 Free Newsletter and Education DMP Licensing Disclosures
- [Debt Management Plans](https://www.dmcccorp.org/debt-management-plans-3/) - The DMCC Debt Management Plan Our DMP takes your unsecured debts and consolidates the payments into one lower monthly payment. Our counselors contact your creditors and get them to decrease their minimum payments and interest rates. DMCC collects the monthly payment from you and disburses it to each of your creditors according to an agreed
- [Debt Management Plans](https://www.dmcccorp.org/debt-management-plans-2/) - The DMCC Debt Management Plan Our DMP takes your unsecured debts and consolidates the payments into one lower monthly payment. Our counselors contact your creditors and get them to decrease their minimum payments and interest rates. DMCC collects the monthly payment from you and disburses it to each of your creditors according to an agreed
- [DBHA Referrals](https://www.dmcccorp.org/dbha-referrals/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit and housing counseling services to . . . Deerfield Beach Housing Authority Participants, Family and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in
- [Credit Report Analysis](https://www.dmcccorp.org/credit-score-analysis/) - Learn How to Improve Your Credit Today. DMCC Credit Score Analysis...Only $49 Don't Wait Until It's Too Late. Call Toll-Free 1-866-618-3328 or complete the application above to speak to a DMCC Counselor. In today's world, credit affects virtually every financial decision made. Lenders, insurers, service providers, government agencies and even potential employers, may obtain
- [CRA Referrals](https://www.dmcccorp.org/credit-reporting-advisors/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . CREDIT REPORTING ADVISORS INC. Clients, Family and Friends Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management
- [Clayton County Water Authority](https://www.dmcccorp.org/ccwa/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our
- [CareerSource Southwest Florida](https://www.dmcccorp.org/careersource/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [CareerSource Research Coast](https://www.dmcccorp.org/careersourcerc/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to the . . . Employees, Families and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal
- [Caliber Loans](https://www.dmcccorp.org/caliber-loans/) - Debt Management Credit Counseling Corp. is proud to provide our credit counseling services to . . . Employees, Clients and Friends! Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your
- [BCHA Referrals](https://www.dmcccorp.org/bcha-referrals/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit and housing counseling services to . . . Broward County Housing Authority Participants, Family and Friends Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in
- [BankUnited](https://www.dmcccorp.org/bankunited/) - BankUnited MHA Initiative Please utilize the application form below to request our services.
- [Bank of America Customers](https://www.dmcccorp.org/bankofamerica/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . Bank of America Customers Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances.
- [Apply Now Form](https://www.dmcccorp.org/form/)
- [Apply Now](https://www.dmcccorp.org/apply-now/)
- [All Business Solutions](https://www.dmcccorp.org/all-business-solutions/) - Debt Management Credit Counseling Corp. (“DMCC”) is proud to provide our credit counseling services to . . . All Business Solutions Welcome! DMCC is a nonprofit 501(c)3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. Please
- [As seen on TV](https://www.dmcccorp.org/tv/) - Our DMP takes your unsecured debts and consolidates the payments into one easy monthly payment. DMCC collects one monthly payment from you and disburses it to each of your creditors according to an agreed payment schedule. While enrolled in our DMP, most creditors cease their collection efforts, reduce interest rates and report your account as current
- [AETNA Resources for Living](https://www.dmcccorp.org/aetna/) - AETNA Resources for Living Welcome! DMCC is a nonprofit 501c3 organization. Our goal is to provide you education, counseling and other services to improve your financial literacy and assist you in the management of your personal finances. All of our educational services and most of our counseling services are provided free of charge. Other
- [Do It Yourself Enrollment](https://www.dmcccorp.org/diy/) - Enter your current Debt: $ Calculate your new Monthly Payment Option 1: Do It Yourself Online - Self-Guided Debt Management I want to enroll digitally Prefer a more independent approach? Our intuitive, user-friendly online platform empowers you to take control of your financial future at your own pace. With access to helpful resources, budgeting tools,
- [Homepage (2022.08)](https://www.dmcccorp.org/mockup-homepage-2022-08-23/) - Begin Your Path to Debt Freedom Today! Reduce Interest Rates, Lower your Monthly Payments and Stop Collection Calls. Certified Counselorsby. Call 866.618.3328.
- [Terms of Service - Written Assessment](https://www.dmcccorp.org/student-loan-terms/) - ACCEPTANCE OF TERMS This service is a product of Debt Management Credit Counseling Corp., a Florida nonprofit corporation whose principal place of business is located at 1330 SE 4th Avenue Suite F, Fort Lauderdale, FL 33316, Tel 954-418-1466 ("DMCC"), and is provided to you subject to the following Terms of Service. DMCC delivers nonprofit financial
- [Pre-Discharge Education Course (ZL)](https://www.dmcccorp.org/bankruptcyzlcourse/) - Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will help you navigate through
- [Pre-Discharge Debtor Education Course (FBA)](https://www.dmcccorp.org/bankruptcyfbacourse/) - Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will help you navigate through
- [Pre-Discharge Debtor Education Course (BC)](https://www.dmcccorp.org/bankruptcybccourse/) - Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will help you navigate through
- [Pre-Discharge Debtor Education Course](https://www.dmcccorp.org/bankruptcy/disclosure/) - Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will help you navigate through
- [Official Rules](https://www.dmcccorp.org/official-rules/) - Win $500 Towards Your Credit Cards, Student Loans or Payday Loans NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. 1. HOW TO ENTER: Beginning SEPTEMBER 17, 2012 at 12:01 AM (ET) through DECEMBER 16, 2012 at 11:59 PM (ET), complete the authorized entry form on
- [Home Buyer Workshops and One-on-One Counseling](https://www.dmcccorp.org/home-buyer-workshops/) - Our Home Buyer Workshops and One-on-One Counseling program is designed to help you become a successful homeowner. DMCC's curriculum was designed to comply with the U.S. Department of Housing and Urban Development's (HUD) requirements, as well as the National Industry Standards for Homeownership Education and Counseling, of which DMCC is an Approved Adopter. HUD requires
- [Bankruptcy Disclosure: Español](https://www.dmcccorp.org/bankruptcy-disclosure-espanol/) - Los consumidores que ya han declarado la bancarrota deben completar un curso de administración financiera de un proveedor aprobado y recibir un Certificado de Educación de Deudor antes que su caso puede ser dado de alta. DMCC ha diseñado este curso de educación para cumplir los requisitos del código de bancarrota y para darle el
- [Bankruptcy Course (Español)](https://www.dmcccorp.org/bkcoursesp/) - Debt Money & Credit Concepts Edición de Bancarrota DMCC ha diseñado este Curso de Educación para el Deudor con su facilidad y conveniencia en mente. El curso esta disponible 24/7 Los certificados son hábiles dentro de un día Solo $25 por persona o para las parejas Prepago no es requerido para tomar el curso La
- [wpwBot Mobile App](https://www.dmcccorp.org/wpwbot-mobile-app/)
- [wpwBot Mobile App](https://www.dmcccorp.org/wpwbot-mobile-app/)
- [Mindfulness of Money Landing Page](https://www.dmcccorp.org/mom/) - Mindfulness of Money: Begin your journey today! Learn how to improve your credit today Learn your credit score Get a written analysis of your credit Free of Charge FREE CREDIT ANALYSIS Get a Free Credit Analysis Now! First: Last: Phone: Email: The Telephone Consumer Protection Act requires that you verify your
- [Foreclosure Prevention](https://www.dmcccorp.org/foreclosure-prevention/) - DMCC’s Foreclosure Prevention Program is a free program for consumers suffering from financial hardship and having a difficult time repaying their home mortgage. This program has been designed to identify available solutions for consumers to avoid foreclosure which meet their personal goals, and assist consumers with obtaining a loan modification if it is a recommended
- [Free Annual Credit Report](https://www.dmcccorp.org/obtain-your-free-credit-report/) - Steps to obtain your free online credit report Step 1: Open a browser and to to www.annualcreditreport.com Step 2: Select your state using the drop down menu and click "Request Report". Step 3: Complete the online form and click "Continue". Step 4: Click on the check box next to TransUnion (you may also choose Experian
- [Debtor Education Course](https://www.dmcccorp.org/bkcourse/) - Pre-Discharge Debtor Education Course Español DMCC has designed this Debtor Education Course with your ease and convenience in mind. Online course available 24/7 Certificates available within one business day Only $25 for single or joint filers, online or in-person Prepayment not required to take course Easy registration, easy navigation and easy to understand You may pay
- [Community Service](https://www.dmcccorp.org/communityservice/) - DMCC is committed to supporting the community by providing aid to numerous charities and service organizations. DMCC helps local charities by organizing food and clothing drives, providing volunteers, and making every effort to help the chosen charity thrive and succeed. Our employees are very enthusiastic about lending a hand to these charities and they provide
- [Mortgage Monthly Payments Calculator](https://www.dmcccorp.org/mortgage-monthly-payments-calculator/) - MortgageCalculator Powered By www.MortgageCalculator.net
- [Online Home Buying Education](https://www.dmcccorp.org/homebuyingonline/) - DMCC offers the following online home buying education courses. If you are applying for financial assistance to purchase a home, you will need to identify and complete the course that meets the education requirements of your assistance program. Make Your Move ($60) eHome America ($99) If you have any questions about which course to take, call and speak to
- [First Time Home Buyer Workshop Materials](https://www.dmcccorp.org/fthbw/) - If you have registered for DMCC's First Time Home Buyer Workshop, please complete, sign and return the following information to us. Please use the DMCC Portal to securely return your completed paperwork. Client Profile DMCC Disclosure Financial Information Housing Counseling Authorization Privacy Policy Credit Report Authorization Workshop Evaluation The information below is provided for you
- [Pre-Filing Bankruptcy Counseling](https://www.dmcccorp.org/ifbkpre/) - DMCC understands that filing bankruptcy can be a difficult process. We also understand that each person seeking assistance has a unique financial situation. We have certified credit counselors who are prepared to provide you with the counseling you need. During your pre-filing counseling session a counselor will work one-on-one with you to develop a detailed
- [Client Affiliate Program](https://www.dmcccorp.org/affiliate_program/) - We are excited to offer this new affiliate program exclusively for our active clients. If you are an active debt management plan client that has made at least three (3) monthly program payments you are eligible to earn $100 for each new client you refer to us. There is no limit on how many clients
- [Make a Payment](https://www.dmcccorp.org/make-a-payment/) - Please select from the drop down menu to make a payment for the First Time Home Buyer Workshop ($25) or to have your credit reports and scores checked by your housing advisor ($26). We appreciate your interest in our programs and look forward to assisting you. Housing Counseling Fees Home Buyer Workshop $25.00 USD Credit
- [Mortgage Programs](https://www.dmcccorp.org/mortgage/) - Are You Interested In Purchasing a Home? DMCC has all of your home buying needs in ONE place Let our team of experts guide you through every step of the home buying process. - Individual Mortgage Readiness Counseling- Credit Report Review- Loan Application Assistance- Home Search, Making an Offer and Closing Process- Access Affordable and
- [Student Loan Center](https://www.dmcccorp.org/studentloans/) - Struggling to repay your federal student loans? Contact DMCC today and find out what your options are for relief . . . If you are struggling to repay your federal student loan debt, there may be options available that can provide you the relief you need. The options available to you depend on the type of
- [NSLDS Access Instructions](https://www.dmcccorp.org/nslds/) - National Student Loan Data Systems (NSLDS) Please follow the steps below to access the NSLDS system and information about your personal Federal Student Loans. Go to https://studentaid.gov Login using your FSA ID username and password Link your previously utilized PIN numbers, if applicable Click on "My Student Data Download" Click on "Confirm" Save the file to
- [Student Loan Servicer Contact Info](https://www.dmcccorp.org/student-loan-servicer-contact-info/) - Nelnet www.nelnet.com 1-888-486-4722 Great Lakes Educational Loan Services, Inc. www.mygreatlakes.org 1-800-236-4300 Navient www.navient.com 1-888-272-5543 PHEAA www.pheaa.org 1-800-699-2908 MOHELA www.mohela.com 1-888-866-4352 HESC/Edfinancial www.edfinancial.com/DL 1-855-337-6884 CornerStone www.MyCornerStoneLoan.org 1-800-663-1662 Granite State - GSMR www.gsmr.org 1-888-556-0022 OSLA Servicing www.osla.org 1-866-264-9762 United States Department of Education studentaid.gov 1-800-621-3115
- [Student Loan Rehabilitation](https://www.dmcccorp.org/student-loan-rehabilitation/) - For most federal student loans, you will default if you have not made a payment in more than 270 days. Defaulting on a student loan can have a number of negative consequences, including reduced credit scores, assessment of collection costs, loan acceleration, wage garnishment, and seizure of your tax refunds. If you have already defaulted
- [Reverse Mortgage Information](https://www.dmcccorp.org/reverse-mortgage-information/) - Approved by the U.S. Department of Housing and Urban Development (HUD) to provide home equity conversion mortgage (HECM) counseling, DMCC counselors help seniors arrive at their most informed decision when considering their reverse home mortgage options. DMCC counselors can provide you information on getting a reverse mortgage and answer all your reverse mortgage questions in a
- [Pre-Discharge Education Course](https://www.dmcccorp.org/ifbkpost/) - Consumers who have already filed for bankruptcy must complete a personal financial management course from an approved provider and receive a Certificate of Debtor Education before their case can be discharged. DMCC has designed this educational course to meet the requirements of the bankruptcy code and give you knowledge that will help you navigate through
- [EMS](https://www.dmcccorp.org/ems/) - Loading…
- [Bankruptcy](https://www.dmcccorp.org/bankruptcy/) - Bankruptcy Counseling and Debtor Education If you are unable to make headway paying back your debts, bankruptcy may offer some resolution to your financial problems. Bankruptcy is a court action that eliminates your debts, stops creditors from calling you, and gives you a new start financially. When you go through bankruptcy, you are basically asking
- [DMCC Properties](https://www.dmcccorp.org/listings/) - As part of our charitable mission, DMCC is able to acquire homes for rehabilitation and resale to low to moderate income buyers. Assistance is also available from DMCC counselors to obtain down payment assistance and low cost mortgage financing. Properties Currently Available NEWLY REMODELED SINGLE FAMILY HOME 511 NW 3rd Street, Delray Beach, FL 33444
- [Make Your Move](https://www.dmcccorp.org/makeyourmove/) - So you're planning to buy a home. Congratulations. Is your credit good enough? Do you want a fixed or adjustable rate mortgage loan? How much money do you need for a down payment and closing costs? Are you planning to use a Realtor or Attorney? These are just a few of
- [First Time Home Buyer Workshop Registration Page](https://www.dmcccorp.org/first-time-home-buyer-workshop-registration-page/) - First Time Home Buyer Workshop Registration Page Thank you for your recent payment. Please click on the "Register" button below and complete your registration.
- [Payday Loan Alternatives](https://www.dmcccorp.org/pay-day-loan-alternatives/) - If you have outstanding payday loans, or are trying to avoid the use of payday loans, a DMCC certified counselor can help you identify alternatives. Payday loan regulations vary by state, but most state laws provide that lenders must accept a reasonable repayment plan, if you are unable to repay their loan. DMCC is able
- [Newsletters](https://www.dmcccorp.org/newsletters/) - Educational newsletters compiled specifically for our clients, are written and produced by the DMCC Educational and Charitable Services Department. Spring/Summer 2010 Fall/Winter 2010 Winter/Spring 2011 Spring/Summer 2011 Winter/Spring 2012
- [Home Buyer Education](https://www.dmcccorp.org/home-buyer-education/) - DMCC offers the following online home buying education courses. If you are applying for financial assistance to purchase a home, you will need to identify and complete the course that meets the education requirements of your assistance program. To register for one of these online courses, you must read and check the boxes below. Register Register Register Register
- [DMCC Foreclosure Prevention Housing Survey](https://www.dmcccorp.org/dmcc-foreclosure-prevention-housing-survey/)
- [New DMCC Mortgage Program](https://www.dmcccorp.org/new-dmcc-mortgage-program/) - Debt Management Credit Counseling Corp. (DMCC) recently partnered with Oasis Outsourcing to provide many free and discounted services to Oasis employees as well as their friends and family members. As a nonprofit credit counseling organization DMCC is committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with
- [Zuniga Law](https://www.dmcccorp.org/bankruptcyzl/) - Pre-filing Counseling Session (before you file for bankruptcy) In Person or Over the Phone* English, Spanish, Creole Certified Credit Counselors Certificates by Mail, Fax or Email In Person: Visit us in Lighthouse Point Over the Phone: Call 866.618.3328 and ask to speak with a Bankruptcy Counselor Debtor Education Course (after you file for
- [HomeTrack Online*](https://www.dmcccorp.org/hometrackonline/) - HomeTRACK Online -Your Right Track Home is an online homebuyer education class that meets the education requirements of some down payment assistance or special mortgage programs that may be available in your area. The course is an interactive classroom experience led by knowledgeable instructors that keep you engaged and entertained. Say goodbye to boring computer
- [Florida Bankruptcy Advisors](https://www.dmcccorp.org/bankruptcyfba/) - Pre-filing Counseling Session (before you file for bankruptcy) In Person or Over the Phone* English, Spanish, Creole Certified Credit Counselors Certificates by Mail, Fax or Email In Person: Visit us in Lighthouse Point Over the Phone: Call 866.618.3328 and ask to speak with a Bankruptcy Counselor Debtor
- [Canty & Associates](https://www.dmcccorp.org/bankruptcycanty/) - Pre-filing Counseling Session (before you file for bankruptcy) In Person or Over the Phone* English, Spanish, Creole Certified Credit Counselors Certificates by Mail, Fax or Email In Person: Visit us in Lighthouse Point Over the Phone: Call 866.618.3328 and ask to speak with a Bankruptcy Counselor Debtor Education Course (after you file for
- [Bank Account Reconciliation](https://www.dmcccorp.org/accountreconciliation/) - You should reconcile your records for all of your bank accounts at least once each month to your bank statements. This is one of the best money management habits you can develop. To reconcile your accounts, use the calculator below.
- [DMCC](https://www.dmcccorp.org/dmcc-services/) - Our credit counseling services can help you gain control of your financial situation. We are a non profit debt consolidation and credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit counselors provide personal assistance through free budget counseling and debt management plans to
- [Subscribe to our Newsletter](https://www.dmcccorp.org/subscribe-to-our-newsletter/) - DMCC produces and distributes an educational newsletter to subscribers which contains informative articles, important creditor policies and money saving tips. The educational information in our newsletter is compiled, written and produced by the DMCC Education Department.
- [Certifications](https://www.dmcccorp.org/view-our-certifications/) - ISO Certification Debt Management Credit Counseling Corp. is proud to announce that we are compliant with ISO standards. ISO (The International Organization for Standardization) is a non-governmental organization established in 1947 to create multi-national standards for the development and implementation of products and services across hundreds of thousands of markets. Be it industrial, technical or
- [Budget Counseling](https://www.dmcccorp.org/free-budget-analysis-and-credit-counseling/) - Do you need financial guidance? Would you like help putting a budget together? DMCC can help you! Get answers to all of your financial questions!! Call us at 1-866-618-DEBT and speak to a certified financial counselor for a free budget analysis and counseling session*. You can also send us an e-mail to clientservices@dmcconline.org with your
- [Checkout Cancellation](https://www.dmcccorp.org/checkout-cancellation/) - Your checkout process through PayPal has been cancelled.
- [Client Reviews](https://www.dmcccorp.org/reviews/) - You can write a review of your experience with DMCC and share it with future Clients. [WPCR_INSERT]
- [Newsletter Thank You](https://www.dmcccorp.org/6687-2/) - Thank you for subscribing to The Lighthouse Newsletter.
- [Student Loan Repayment Plans](https://www.dmcccorp.org/student-loan-repayment-plans/) - The Direct Loan Program offers loan repayment plans designed to meet the needs of almost every borrower. Direct Loans are funded by the U.S. Department of Education through your school and are managed by a loan servicer, under the supervision of the Department. The Direct Loan Program allows you to choose your repayment plan and
- [Student Loan Deferment and Forbearance](https://www.dmcccorp.org/student-loan-deferment-and-forbearance/) - Deferments A deferment is a postponement of payment on a loan, during which interest does not accrue if the loan is subsidized. You may qualify for a deferment while you are: Enrolled at least half time in an eligible postsecondary school or studying full time in a graduate fellowship program or an approved disability rehabilitation
- [Student Loan Discharge and Forgiveness](https://www.dmcccorp.org/student-loan-discharge-and-forgiveness/) - Conditions for cancelling all or part of your loan Teacher service. If you are a new borrower* and are a full-time teacher in a low-income elementary or secondary school for 5 consecutive years, you may be able to have as much as $17,500 of your subsidized or unsubsidized loans cancelled. This provision is not available
- [Student Loan Consolidation](https://www.dmcccorp.org/student-loan-consolidation/) - What Loans Can Be Consolidated Eligible Loans The following federal education loans are eligible for consolidation into a Direct Consolidation Loan: Subsidized Loans: Subsidized Federal Stafford Loans Direct Subsidized Loans Subsidized Federal Consolidation Loans Direct Subsidized Consolidation Loans Federal Insured Student Loans (FISL) Guaranteed Student Loans (GSL) Unsubsidized Loans: Unsubsidized and Nonsubsidized Federal
- [Student Loan Consolidation Factors](https://www.dmcccorp.org/student-loan-consolidation-factors/) - Here are some factors you should consider when deciding if consolidation is right for you. Are your monthly payments manageable? If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, a Direct Consolidation Loan may help you. Too many monthly payments driving you
- [Student Loan Eligibility](https://www.dmcccorp.org/student-loan-eligibility/) - Student Loan Consolidation Eligibility To qualify for a Direct Consolidation Loan, borrowers must have at least one Direct Loan or Federal Family Education Loan (FFEL) that is in grace, repayment, deferment or default status. Loans that are in an in-school status cannot be included in a Direct Consolidation Loan. NOTE: Borrowers whose consolidation
- [Partner Program](https://www.dmcccorp.org/partner-program/) - Partner Programs. For over 10 years DMCC has offered free educational materials and seminars to companies and private organizations all over the state. Become a partner and let us help your employees and customers get the financial education they need. We can construct an educational program that will assist your employees and customers learn more
- [Make Your Move](https://www.dmcccorp.org/makeyourmovetable/) - Table of Contents Lesson 1 - YOU WANT TO BUY A HOUSE. WHERE DO YOU BEGIN? Your Finances: What a Lender Wants to Know About You Getting Your Finances in Order— Lesson 2 - HOW IS YOUR CREDIT HISTORY? Your Credit Report Evaluating Your Credit Information Correcting Errors on Your Credit Report Credit Repair Clinics
- [Hud Counseling Survey](https://www.dmcccorp.org/hud-counseling-survey/) - Create your free online surveys with SurveyMonkey, the world's leading questionnaire tool.
- [FAQ - Debtor Education Course](https://www.dmcccorp.org/frequently-asked-questions/) - Who is DMCC? We are a non-profit agency that has been educating consumers for over 10 years. We provide education and budget counseling to improve people's financial literacy and assist in the management of their personal finances. We pride ourselves in the quality of education we provide. We have conducted financial education seminars all over Florida; disseminate free educational
- [Financial Calculators](https://www.dmcccorp.org/financial-calculators/) - How much is a new loan going to cost me? How long is it going to take me to payoff my debts? Can I afford a new car? How much do I need to save? Financial calculators can help you answer all these questions and more. Here are some of our favorite calculators that you can
- [Educational Services](https://www.dmcccorp.org/educational-services/) - DMCC not only provides quality debt management and credit counseling for our clients, but also educates the general public on financial, credit and debt issues in order to promote healthy financial habits. We provide a variety of free services and information to the public. Seminars and educational materials are available in English and Spanish. “If
- [Educational Guides and Brochures](https://www.dmcccorp.org/educational-guides-and-brochures/) - DMCC publishes educational guides and brochures on a variety of financial topics. All materials are written by DMCC employees and provided to consumers free of charge at seminars and upon request. Guides Debt Repayment Options (Options for the Repayment of Your Unsecured Debt) This guide provides an overall review of 6 major options generally available
- [DMCC Foreclosure Prevention Housing Survey](https://www.dmcccorp.org/foreclosure-prevention-housing-survey/) - Please take a moment to complete this survey. We appreciate your time. [wp-simple-survey-1]
- [Education Center](https://www.dmcccorp.org/education-center/) - Under Development
- [Educational Videos](https://www.dmcccorp.org/educational-services/educational-videos/)

## Events

- [DMCC DECEMBER 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-december-2025-first-time-home-buyer-workshop/) - DMCC DECEMBER 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer, you could be eligible for down payment assistance when purchasing a home.
- [DMCC JUNE 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-june-2025-first-time-home-buyer-workshop/) - DMCC JUNE 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer, you could be eligible for down payment assistance when purchasing a home.
- [DMCC JULY 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-july-2025-first-time-home-buyer-workshop/) - DMCC JULY 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer you could be eligible for down payment assistance when purchasing a home.
- [DMCC AUGUST 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-august-2025-first-time-home-buyer-workshop/) - DMCC AUGUST 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer you could be eligible for down payment assistance when purchasing a home.
- [DMCC OCTOBER 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-october-2025-first-time-home-buyer-workshop/) - If you are a first-time home buyer, you could be eligible for down payment assistance when purchasing a home. DMCC OCTOBER 2025 FIRST TIME HOME BUYER WORKSHOP
- [DMCC NOVEMBER 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-november-2025-first-time-home-buyer-workshop/) - DMCC NOVEMBER 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer, you could be eligible for down payment assistance when purchasing a home.
- [DMCC SEPTEMBER 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-september-2025-first-time-home-buyer-workshop/) - DMCC SEPTEMBER 2025 FIRST TIME HOME BUYER WORKSHOP If you are a first-time home buyer, you could be eligible for down payment assistance when purchasing a home
- [DMCC APRIL 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-april-2025-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 1-hour counseling session with As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 1-hour counseling session with
- [DMCC MAY 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-may-2025-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [DMCC MARCH 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-march-2025-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [DMCC FEBURARY 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-feburary-2025-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [DMCC JANUARY 2025 FIRST TIME HOME BUYER WORKSHOP](https://www.dmcccorp.org/event/dmcc-january-2025-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [NOVEMBER 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/november-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [DECEMBER 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/december-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [OCTOBER 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/october-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [SEPTEMBER 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/september-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [JULY 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/july-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [AUGUST 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/august2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [JUNE 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/june-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [MAY 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/may-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [APRIL 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/april-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [FEBRUARY 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/february-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [January 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/january-2024-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [MARCH 2024 - DMCC First Time Home Buyer Workshop](https://www.dmcccorp.org/event/march-2024-dmcc-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [December 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/december-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [October 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/october-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [November 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/november-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [July 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/july-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [September 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/september-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first-time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2-hour counseling session with
- [August 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/august-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [February 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/february-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [March 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/march-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [June 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/june-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [May 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/may-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [April 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/april-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [January 2023 - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/january-2023-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [November Series - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/november-series-virtual-first-time-home-buyer-workshop/) - This workshop series will be hosted in two sessions: First session is on November 5, 2022, second session is on November 12, 2022, both sessions are from 9am to 12pm. It is a requirement to participate in both sessions to receive your certificate of completion. As a HUD approved housing counseling agency, DMCC offers a
- [October - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/october-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [September Series - Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/september-series-virtual-first-time-home-buyer-workshop/) - This workshop series will be hosted in two sessions: First session is on September 10, 2022, second session is on September 17, 2022, both sessions are from 9am to 12pm. It is a requirement to participate in both sessions to receive your certificate of completion. As a HUD approved housing counseling agency, DMCC offers
- [August's Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/augusts-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [July First-Time Homebuyer Workshop Session 1 of 2](https://www.dmcccorp.org/event/july-first-time-homebuyer-workshop-session-1-of-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [June's Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/junes-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [May's Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/mays-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [April's Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/aprils-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-16/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-15/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-14/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-11/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Evening Virtual First Time Home Buyer Workshop (2 sessions)](https://www.dmcccorp.org/event/evening-virtual-first-time-home-buyer-workshop-august/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Evening Virtual First Time Home Buyer Workshop (2 sessions)](https://www.dmcccorp.org/event/evening-virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-7/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-13/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-10/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-9/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-8/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-6/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-5/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-4/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-3/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/virtual-first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-37/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our virtual workshops and participating in a 2
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-36/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this virtual workshop and participating in a 2 hour counseling
- [Virtual First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-35/) - As a HUD approved housing counseling agency, DMCC offers a virtual home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-34/) - As a HUD approved housing counseling agency, DMCC offers an online home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending our online workshops and participating in a 2 hour
- [First Time Home Buyer Online Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-33/) - As a HUD approved housing counseling agency, DMCC offers an online home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our online workshops and participating in a
- [First Time Home Buyer Online Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-32/) - As a HUD approved housing counseling agency, DMCC offers an online home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our online workshops and participating in a
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-31/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-29/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-30/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-28/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-27/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-26/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-25/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-22/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-21/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-24/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-23/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/march92019/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/feb92019/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-20/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Financial Wellness Event](https://www.dmcccorp.org/event/financial-wellness-event/) - Join Financial Wellness Coach, John Pabon of DMCC in an educational seminar. Learn and receive assistance with Getting Out of Debt.
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-16/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Ft. Lauderdale: First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-15/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Navigating Your Community Information Fair - NY](https://www.dmcccorp.org/event/navigating-your-community-information-fair-ny/) - Discover useful local resources at this free event! Meet representatives from a broad range of local programs and services, including: Education Immigration Health Finance Advocacy Housing Legal Family Transportation
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-14/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-19/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop - NY Session 2 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-2-of-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop – NY Session 1 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-1-of-2-3/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop – NY Session 2 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-2-of-2-3/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop – NY Session 2 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-2-of-2-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop – NY Session 1 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-1-of-2-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop - NY Session 1 of 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-session-1-of-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-17/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [DMCC About Us - NY](https://www.dmcccorp.org/event/dmcc-programs-and-services-ny/) - We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit and housing counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower credit card interest rates and monthly payments. This event will introduce DMCC and its
- [DMCC Programs & Services – NY](https://www.dmcccorp.org/event/dmcc-intro-ny-2/) - We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit and housing counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower credit card interest rates and monthly payments. This event will introduce DMCC and its
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-12/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-13/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Home Buyer Orientation - NY](https://www.dmcccorp.org/event/home-buyer-orientation-ny-4/) - Learn about the home buying process and decide if buying a home is the next step for you and your family. Attendees will have the opportunity to make an appointment and receive a one-on-one financial counseling analysis.
- [Home Buyer Orientation - NY](https://www.dmcccorp.org/event/home-buyer-orientation-ny-3/) - Learn about the home buying process and decide if buying a home is the next step for you and your family. Attendees will have the opportunity to make an appointment and receive a one-on-one financial counseling analysis. This orientation is being offered in English and Spanish.
- [Financial Counseling Workshop - NY](https://www.dmcccorp.org/event/financial-counseling-workshop-ny-2/) - Participants will learn how to: Create a spending plan Read their credit reports Improve their credit scores Use credit cards wisely Manage their debts
- [Financial Counseling Workshop NY](https://www.dmcccorp.org/event/financial-counseling-workshop-ny/) - Participants will learn how to: Create a spending plan Read their credit report Improve their credit scores Use credit cards wisely Manage their debts
- [DMCC Intro and Home Buyer Orientation - NY](https://www.dmcccorp.org/event/dmcc-intro-and-home-buyer-orientation-ny/) - We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit and housing counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower credit card interest rates and monthly payments. This event will introduce DMCC and its
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-16/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-15/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-14/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-10/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-11/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-12/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-13/) - Personalized, financial counseling sessions with a bilingual credit and housing counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [First Time Home Buyer Workshop – NY](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/june2018/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop - NY](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-11/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop - NY](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-ny/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Financial Wellness: Get Out of Debt Seminar - NY](https://www.dmcccorp.org/event/financial-wellness-get-out-of-debt-seminar-ny/) - The Time to Play Foundation realizes how important financial wellness is to a person or family’s health and well-being, as well as the impact financial wellness has on our communities. DMCC has partnered with a Time to Play Foundation to provide financial relief and educational seminars. DMCC’s goal is to provide you with education, counseling
- [HIA-LI 30th Annual Business Trade Show & Conference - NY](https://www.dmcccorp.org/event/hia-li-30th-annual-business-trade-show-conference-ny/)
- [DMCC Program & Services Event - NY](https://www.dmcccorp.org/event/dmcc-program-services-event-ny/) - Our credit counseling and debt consolidation services can help you gain control of your financial situation. We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower credit
- [Home Buyer Orientation - NY](https://www.dmcccorp.org/event/home-buyer-orientation-ny-2/) - Learn about the home buying process and decide if buying a home is the next step for you and your family. Attendees will have the opportunity to make an appointment and receive a one-on-one financial counseling analysis.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-9/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-8/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-6/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-7/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-10/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop: Part 1](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-part-1/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this four part workshop and participating in a 2 hour counseling session with
- [Money Smart Week at Boca Raton Public Library](https://www.dmcccorp.org/event/money-smart-week-at-boca-raton-public-library/) - Join DMCC and the Boca Raton Public Library for their Credit 101 class during their Money Smart Week. Click HERE to register with them.
- [First Time Home Buyer Workshop - Stuart, FL](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-18/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Building Credit for a Prosperous Business - NY](https://www.dmcccorp.org/event/building-credit-for-a-prosperous-business-ny/) - This workshop will help you understand what is on your credit report avoid and or resolve credit problems through a credit analysis program. Attend this workshop and learn how you can evade credit issues. Preregistration is required. To register go to www.farmingdal.edu/sbdc and click on "workshops" on the leftmenu. Click HERE for additional information. PRESENTER: John Pabon, NYS Regional Manager/Debt Management Credit Counseling Corp.
- [First Time Home Buyer Workshop: Part 4](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-part-4/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this four part workshop and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop: Part 3](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-part-3/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this four part workshop and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop: Part 2](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-part-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending this four part workshop and participating in a 2 hour counseling session with
- [Prepurchase Seminar - NY](https://www.dmcccorp.org/event/prepurchase-seminar-ny/)
- [PrePurchase Home Buyer Workshop - NY](https://www.dmcccorp.org/event/prepurchase-home-buyer-workshop-ny/) - Learn about the home buying process and decide if buying a home is the next step for you and your family. Attendees will have the opportunity to make an appointment and receive a one-on-one financial counseling analysis. Call 631-207-5800 to register.
- [DMCC Intro  - NY](https://www.dmcccorp.org/event/dmcc-intro-ny/) - Our credit counseling and debt consolidation services can help you gain control of your financial situation. We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower
- [Home Buyer Orientation - NY](https://www.dmcccorp.org/event/home-buyer-orientation-ny/) - Learn about the home buying process and decide if buying a home is the next step for you and your family. Attendees will have the opportunity to make an appointment and receive a one-on-one financial counseling analysis. Click HERE for additional information.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-5/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-4/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-17/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-9/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-8/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-7/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Homebuyer's Seminar - NY](https://www.dmcccorp.org/event/first-time-homebuyers-seminar-ny/) - Learn about the process and available options in purchasing a home with John Pabon from DMCC (Debt Management Credit Counseling Corp.). Aprenda sobre el proceso y las opciones disponibles en la compra de una casa con John Pabon de DMCC (Debt Management Credit Counseling Corp.).
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-6/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-3/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny-2/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [One-On-One Financial Counseling NY](https://www.dmcccorp.org/event/one-on-one-financial-counseling-ny/) - Personalized, financial counseling sessions with a bilingual credit counselor. Topics include: housing counseling, financial management and budget counseling, pre-purchase, home buyer education, and mortgage delinquency counseling.
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-5/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-4/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [First Time Home Buyer Workshop: Boca Raton](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-3/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point-6/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point-5/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point-4/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point-2/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point-3/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/home-buyer-orientation-lighthouse-point/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Lighthouse Point](https://www.dmcccorp.org/event/homebuyer-orientation-deerfield-beach-5/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Financial Literacy](https://www.dmcccorp.org/event/financial-literacy/) - Improving your credit just got easier! FREE bilingual credit & housing counseling available. Speak to a credit and HUD certified Housing counselor. Increase your credit score--get analysis of your credit score and a step-by-step instructions to increase it. Pay off your credit cards--Learn about a repayment plan that lowers your interest rates and consolidates your payments. Lower your student loan payments--Get
- [Building Credit - NY](https://www.dmcccorp.org/event/building-credit-ny/) - This workshop will help you understand what is on your credit report and how your credit score is compiled. You will be advised on how to avoid and or resolve credit problems through a credit analysis program. A good credit score is essential for all. Attend this workshop and learn how you can evade credit
- [First Time Home Buyer Workshop](https://www.dmcccorp.org/event/first-time-home-buyer-workshop-2/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session with
- [Manage Your Debt and Improve Your Credit: NY](https://www.dmcccorp.org/event/manage-your-debt-and-improve-your-credit-ny-3/) - Join DMCC for an educational seminar and learn how to: Eliminate your debt: how to pay off high interest credit lines and/or medical bills, collection and past due debts Become a homeowner: what programs are available for first time home buyers Improve your credit: what is on your credit report and how your credit scores
- [Manage Your Debt and Improve Your Credit: NY](https://www.dmcccorp.org/event/manage-your-debt-and-improve-your-credit-ny-2/) - Join DMCC for an educational seminar and learn how to: Eliminate your debt: how to pay off high interest credit lines and/or medical bills, collection and past due debts Become a homeowner: what programs are available for first time home buyers Improve your credit: what is on your credit report and how your credit scores
- [Manage Your Debt and Improve Your Credit: NY](https://www.dmcccorp.org/event/manage-your-debt-and-improve-your-credit-ny/) - Join DMCC for an educational seminar and learn how to: Eliminate your debt: how to pay off high interest credit lines and/or medical bills, collection and past due debts Become a homeowner: what programs are available for first time home buyers Improve your credit: what is on your credit report and how your credit scores
- [Home Buyer Orientation: Deerfield Beach](https://www.dmcccorp.org/event/homebuyer-orientation-seminar-deerfield-beach/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [First Time Home Buyer Workshop: Fort Lauderdale](https://www.dmcccorp.org/event/first-time-home-buyer-workshop/) - As a HUD approved housing counseling agency, DMCC offers a home buyer workshop. If you are a first time home buyer (or have not owned a home for at least three years), you could be eligible for down payment assistance when purchasing a home. Attending one of our workshops and participating in a 2 hour counseling session
- [Home Buyer Orientation: Boca Raton](https://www.dmcccorp.org/event/homebuyer-orientation-seminar-boca-raton/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Deerfield Beach](https://www.dmcccorp.org/event/homebuyer-orientation-deerfield-beach/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Deerfield Beach](https://www.dmcccorp.org/event/homebuyer-orientation-deerfield-beach-2/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Deerfield Beach](https://www.dmcccorp.org/event/homebuyer-orientation-deerfield-beach-4/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Deerfield Beach](https://www.dmcccorp.org/event/homebuyer-orientation-seminar-2/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [Home Buyer Orientation: Boca Raton](https://www.dmcccorp.org/event/homebuyer-orientation-seminar/) - You must attend this session before attending our Homebuyer Education Workshop. You do not need to register to join this orientation. At this orientation, homebuyers will be given a basic introduction to the grants and programs available to assist in the purchase process. Homebuyers will also learn if they are mortgage ready, how to manage their
- [One on One Financial Counseling](https://www.dmcccorp.org/event/one-on-one-financial-counseling/) - Personalized, one-on-one financial counseling sessions with a bilingual credit counselor can help you realize your money goals. Attendees should be ready with particular issues, current expenses and budget. June 21, 2017 starting at 4:30 pm until 7:30 pm. Block your 30 minute appointment now.

## Categories

- [Education](https://www.dmcccorp.org/category/education/)
- [Automobiles](https://www.dmcccorp.org/category/education/automobiles/)
- [Credit Reports & Scores](https://www.dmcccorp.org/category/education/credit-info/)
- [Housing](https://www.dmcccorp.org/category/education/housing-information/)
- [Budgeting & Banking](https://www.dmcccorp.org/category/education/budgeting/)
- [Worksheets](https://www.dmcccorp.org/category/education/worksheets/)
- [Identity Theft](https://www.dmcccorp.org/category/education/identity-theft/)
- [Debt Relief Options](https://www.dmcccorp.org/category/education/debt-relief-options/)
- [Payday Loans](https://www.dmcccorp.org/category/education/payday-loans/)
- [Credit Cards](https://www.dmcccorp.org/category/education/credit-card-balance-transfer/)
- [Bankruptcy](https://www.dmcccorp.org/category/education/bankruptcy-education/)
- [Student Loans](https://www.dmcccorp.org/category/education/student-loans/)
- [Military Personnel](https://www.dmcccorp.org/category/military-personnel/)
- [Banking](https://www.dmcccorp.org/category/education/banking/)

## Tags

- [credit card debt](https://www.dmcccorp.org/tag/credit-card-debt/)
- [debt consolidation](https://www.dmcccorp.org/tag/debt-consolidation/)
- [debt settlement](https://www.dmcccorp.org/tag/debt-settlement/)
- [credit counseling](https://www.dmcccorp.org/tag/credit-counseling/)
- [non-profit debt consolidation](https://www.dmcccorp.org/tag/non-profit-debt-consolidation/)
- [Credit Card Debt Relief Act 2010](https://www.dmcccorp.org/tag/credit-card-debt-relief-act-2010/)
- [bankruptcy](https://www.dmcccorp.org/tag/bankruptcy/)
- [fees](https://www.dmcccorp.org/tag/fees/)
- [consumer protection](https://www.dmcccorp.org/tag/consumer-protection/)
- [financial hardship](https://www.dmcccorp.org/tag/financial-hardship/)
- [FTC](https://www.dmcccorp.org/tag/ftc/)
- [debt management](https://www.dmcccorp.org/tag/debt-management/)
- [budget](https://www.dmcccorp.org/tag/budget/)
- [reduce expenses](https://www.dmcccorp.org/tag/reduce-expenses/)
- [goal setting](https://www.dmcccorp.org/tag/goal-setting/)
- [interest rates](https://www.dmcccorp.org/tag/interest-rates/)
- [debt relief](https://www.dmcccorp.org/tag/debt-relief/)
- [home mortgage](https://www.dmcccorp.org/tag/home-mortgage/)
- [unemployment](https://www.dmcccorp.org/tag/unemployment/)
- [unsecured debt](https://www.dmcccorp.org/tag/unsecured-debt/)
- [debt](https://www.dmcccorp.org/tag/debt/)
- [credit cards](https://www.dmcccorp.org/tag/credit-cards/)
- [debt consloidation](https://www.dmcccorp.org/tag/debt-consloidation/)
- [debt reduction](https://www.dmcccorp.org/tag/debt-reduction/)
- [credit rating](https://www.dmcccorp.org/tag/credit-rating/)
- [debt collectors](https://www.dmcccorp.org/tag/debt-collectors/)
- [financial security](https://www.dmcccorp.org/tag/financial-security/)
- [saving money](https://www.dmcccorp.org/tag/saving-money/)
- [retirement planning](https://www.dmcccorp.org/tag/retirement-planning/)
- [emergency fund](https://www.dmcccorp.org/tag/emergency-fund/)
- [children](https://www.dmcccorp.org/tag/children/)
- [money management](https://www.dmcccorp.org/tag/money-management/)
- [consumer debt](https://www.dmcccorp.org/tag/consumer-debt/)
- [impulse buying](https://www.dmcccorp.org/tag/impulse-buying/)
- [loan](https://www.dmcccorp.org/tag/loan/)
- [secured loan](https://www.dmcccorp.org/tag/secured-loan/)
- [credit card](https://www.dmcccorp.org/tag/credit-card/)
- [stress](https://www.dmcccorp.org/tag/stress/)
- [debt counseling](https://www.dmcccorp.org/tag/debt-counseling/)
- [debt help](https://www.dmcccorp.org/tag/debt-help/)
- [jobs](https://www.dmcccorp.org/tag/jobs/)
- [red](https://www.dmcccorp.org/tag/red/)
- [spending habits](https://www.dmcccorp.org/tag/spending-habits/)
- [401k](https://www.dmcccorp.org/tag/401k/)
- [taxes](https://www.dmcccorp.org/tag/taxes/)
- [avoid_foreclosure](https://www.dmcccorp.org/tag/avoid_foreclosure/)
- [budget your paycheck](https://www.dmcccorp.org/tag/budget-your-paycheck/)