{"id":770,"date":"2014-12-16T10:12:18","date_gmt":"2014-12-16T15:12:18","guid":{"rendered":"http:\/\/www.dmcccorp.org\/edu\/?p=770"},"modified":"2014-12-16T10:12:50","modified_gmt":"2014-12-16T15:12:50","slug":"pre-deployment-tips","status":"publish","type":"post","link":"https:\/\/www.dmcccorp.org\/edu\/pre-deployment-tips\/","title":{"rendered":"Pre-Deployment Tips"},"content":{"rendered":"<div class=\"post-content\">\n<p>You can take steps to protect your finances and credit while you\u2019re protecting our country. \u00a0Before you ship out on a military deployment, read these tips and talk with your family.<!--more--><\/p>\n<p><b>Get your financial house in order<\/b><\/p>\n<p>Make sure your financial records are accurate and up-to-date. This means giving your husband or\u00a0wife (who will be paying the bills for the next several months) all bank account and credit card\u00a0numbers, a record of assets and outstanding debts, a list of typical expenses such as rent and\u00a0utilities, and all phone numbers and addresses necessary for dealing with financial matters.<\/p>\n<p><b>Consider granting a power of attorney<\/b><\/p>\n<p>Granting a power of attorney to your spouse or another trusted family member will allow that\u00a0person to handle financial matters in your absence. They\u2019ll have the legal right to sign important\u00a0papers and take other actions on your behalf. Military installation legal assistance offices can\u00a0help service men and women set up a power of attorney.<\/p>\n<p>Power of attorney gives the person considerable authority to spend your money and take on new\u00a0debt in your name. If you are not comfortable granting that much control, the power of attorney\u00a0can be limited to a specific area of your financial affairs. It can also be limited to a certain period\u00a0of time. A limited power of attorney can be revoked by you at any time by filing notice with the\u00a0county Register of Deeds.<\/p>\n<p><b>Take care of taxes<\/b><\/p>\n<p>Before deployment, decide how your taxes will be filed and who will file them. If your spouse\u00a0will be taking on tax duty for the first time, make sure he or she has all necessary\u00a0documents. The IRS also allows military personnel to file for an extension by using Form 2350.<\/p>\n<p><b>Watch out for scams<\/b><\/p>\n<p>Military spouses should be especially careful while their husband or wife is away on active duty.\u00a0Beware of work-from-home scams and home repair scams.<\/p>\n<p><b>Guard your identity<\/b><\/p>\n<p>There\u2019s another threat that you may face while serving your country\u2014the threat of identity\u00a0theft. The risk of ID theft can be higher while you\u2019re on active duty because it can be more\u00a0difficult to watch over your credit. Take steps to protect your identity, like getting a free security\u00a0freeze. A security freeze stops credit reporting agencies from releasing any information about\u00a0you to new creditors without your approval. That can stop identity thieves from getting new\u00a0credit in your name.<\/p>\n<p>An Active Duty alert is another way of getting protection against ID theft while you are away\u00a0from your usual duty station.<\/p>\n<div id=\"wpcr_respond_1\"><\/div>\n<div class=\"clear\"><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can take steps to protect your finances and credit while you\u2019re protecting our country. \u00a0Before you ship out on a military deployment, read these tips and talk with your family.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[7],"tags":[],"class_list":["post-770","post","type-post","status-publish","format-standard","hentry","category-military"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5shu1-cq","_links":{"self":[{"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/posts\/770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/comments?post=770"}],"version-history":[{"count":1,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/posts\/770\/revisions"}],"predecessor-version":[{"id":771,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/posts\/770\/revisions\/771"}],"wp:attachment":[{"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/media?parent=770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/categories?post=770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dmcccorp.org\/edu\/wp-json\/wp\/v2\/tags?post=770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}