Let’s face it, now a days, a high credit score isn’t easy to achieve. Not only do you have to master the basics — maintaining positive payment history and a low debt to credit ratio, but in order to be part of the upper echelon, you must pay attention to details as well.
We have come to accept that our credit history will be pulled and checked if we want to borrow money.
What is a credit report? If you’ve ever applied for a credit card, a personal loan, or insurance, there’s a file about you.
These days, many consumers are becoming more conscious about the role their credit scores play in their everyday lives, but at the same time, they may not know exactly what goes into it, and what they can do to improve it.