Category: Miscellaneous

By Jessica Stokes, DMCC Due to the recent state of our economy, many people have been confronted with an unpredictable loss of income as companies are forced to restructure their workforce. Layoffs, downsizing and foreclosure seem to be constantly in the news. Companies are also cutting back on overtime, which can cause a profound reduction [...]

STEPS TO OBTAIN FREE ONLINE CREDIT REPORT   Step 1: Open a browser and go to www.annualcreditreport.com. Step 2: Select your state using the drop down menu and click “Request Report”. Step 3: Complete the online form and click “Continue”. Step 4: Click on the check box next to TransUnion (you may also choose Experian or [...]

Are you in Debt Trouble? Here are some ways to tell if you are. 1. You do not have any savings. 2. You make minimum payments on your credit cards. 3. You use credit cards for things you used to buy with cash, such as groceries. 4. You use increasing amounts of your total income [...]

Student loans have become the standard in education. Students borrow all they can without regard for the consequences. USA Today reports that student loan debt now exceeds $850 billion. This is the top debt category for America, surpassing credit card debt which is a mere $828 billion. Young people are leveraging their futures, and for [...]

PRESS RELEASE Nonprofit agency presents free Webinars to tell consumers the truth about debt settlement and loan modification advertisements. DEERFIELD BEACH, Fla., May 13 /PRNewswire-USNewswire/ –Debt Management Credit Counseling Corp., a nonprofit organization (“DMCC”), today announced that it will be presenting free Webinars to inform consumers of the truth behind certain debt relief advertisements. The [...]

Have you ever wondered what to do with your pet if you suddenly passed away? Who is going to take care of it? What if it gets sick and needs medical attention? Who is going to pay the medical bills? Who is going to pay for routine shots? These are many questions you may ask yourself in thinking [...]

Telephone expenses have increased over time. Although you frequently see advertisements for low telephone rates, it is essential that you monitor your calling patterns and select a calling plan based on your individual needs. Many consumers are now able to choose both local and long distance phone service providers. These companies offer many optional services such as voicemail, [...]

With the cost of college education constantly rising, it is very difficult for anyone to attend a university without getting some sort of financial aid. What is available? The Federal government provides any or all of the following financial aid programs to undergraduate* college students: Grants: Money that you do not have to pay back. Loans: Money [...]

courtesy of http://www.online-college-usa.com/ “Hey Dad!”, my son screamed from our front door, “I did it, I was accepted to Boston University.”. My momentary exhilaration was overshadowed by the financial realities of college, especially private college. A quick calculation of my costs for 4 years of tuition, and expenses came to roughly $250,000, a very intimidating [...]